100 McCowans Ferry Aly, Versailles, KY 40383 Property Records

Woodford County property record for 100 McCowans Ferry Aly, Versailles, KY 40383

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,376 sqft · built 2009
Lot Size	0.12 acres (5,100 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jun 2020)
Tax Bill	$1,790 (2025)
Deeds & Mortgages	Jul 2026 Sale Jun 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-3030-001-00`

Property Details

APN / Parcel Number

Primary APN	`30-3030-001-00`
Alternative APN	`33012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,376 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	5,100 sqft (0.12 acres)
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Deck Area	120 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	33012
Street Address	100 MCCOWANS FERRY ALY
City	VERSAILLES
State	KY
Zip	40383-8057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE
Legal Subdivision	WOOLDRIDGE GARDENS PH 11
Legal Lot Number	263
Jurisdiction	WOODFORD KY
Township / Civil Division	VERSAILLES
Census Block Group	2
Census Block	2011
Census Tract	50103

Owner

100 McCowans Ferry Aly is owned and occupied by an individual who bought it in June 2020.

Source: Woodford County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	100 MCCOWANS FERRY ALY, VERSAILLES, KY 40383-8057
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jun 26, 2020	Cash Sale Deed, Transfer
Oct 29, 2018	Deed, Transfer · Line of Credit CHURCHILL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2020 · Amount on File
Deed Sale	Jun 26, 2020 · Amount on File
Prior Sale	Oct 29, 2018 · Amount on File
Deed Document Number	202090332
Deed Book / Page	320 / 296
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WOODFORD KY
Recording Date	Jul 27, 2026
Property Address	100 MCCOWANS FERRY ALY, VERSAILLES, KY 40383-8057
Document Number	0000301219
Book / Page	359 / 612
Instrument Date	Jul 24, 2026
Instrument	2026301219
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$26,260.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 FRANKFORT ST, VERSAILLES, KY 40383-1163

June 2020: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	WOODFORD KY
Recording Date	Jun 26, 2020
Property Address	100 MCCOWANS FERRY ALY, VERSAILLES, KY 40383-8057
Document Number	D320/296
Book / Page	D320 / 296
Map Reference	CAB D SL 268
Instrument Date	Jun 26, 2020
Instrument	90332
Transaction Type	Transfer
Record Updated	Nov 30, 2021

Transaction

Amount	Amount on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 24892, LEXINGTON, KY 40524-4892

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 MCCOWANS FERRY ALY, VERSAILLES, KY 40383-8057

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WOODFORD KY
Recording Date	Oct 29, 2018
Property Address	100 MCCOWANS FERRY ALY, VERSAILLES, KY 40383-8057
Document Number	D310/067
Book / Page	D310 / 067
Map Reference	CAB D SL 268
Instrument Date	Oct 24, 2018
Instrument	65162
Transaction Type	Transfer
Record Updated	Nov 30, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1332 CAHILL DR, 1332, LEXINGTON, KY 40504-1164

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 MCCOWANS FERRY ALY, VERSAILLES, KY 40383-8057

Mortgage

Document Number	65163
Date	Oct 29, 2018
Instrument	65163

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 100 McCowans Ferry Aly was $1,790.

Source: Woodford County assessment roll, as of December 12, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Woodford County
Municipality	Versailles City
Unified School District	Woodford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,790.00	$195,000	$195,000
2023	$1,832.00	$180,000	$180,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 McCowans Ferry Aly in Zone X, an area of minimal flood risk, though there have been 39 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	39 (1978–1997)
Claims Outside the SFHA	8 of 39
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 6 claims Severe Storms & Flooding, Feb 1989 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 McCowans Ferry Aly is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERSAILLES WATER SYSTEM serves 17,822 people · EPA ID KY1200439
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Organic carbon removal Jan 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Verizon.

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