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112 McCarthy Dr, Red Bay, AL 35582 Property Records

Franklin County property record for 112 McCarthy Dr, Red Bay, AL 35582

Property Summary

Property TypeSingle Family Home
Details1,528 sqft · built 1972
Lot Size0.344 acres (15,000 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (May 2024)
Tax Bill$1 (2026)
Deeds & MortgagesMar 2017 Mortgage
May 2021 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN07-05-21-0-000-043.000 0

Property Details

APN / Parcel Number

Primary APN07-05-21-0-000-043.000 0
Alternative APN
  • 0000896930

Interior

Plumbing Fixtures3 Plumbing Fixtures
Stories1 Story
Building Area1,528 sqft Living Area
1st Floor Area1,528 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1973
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeCarport
CarportCarport
PorchOpen Porch
Porch Area280 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number0000896930
Street Address112 MCCARTHY DR
CityRED BAY
StateAL
Zip35582-4702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 45 MCCARTHY MEADOWS S/D
Legal Range15W
Legal Township07S
Legal Section21
Legal SubdivisionMCCARTHY MEADOWS ADDITION
Legal Lot Number45
JurisdictionFRANKLIN AL
Township / Civil DivisionRED BAY
Census Block Group2
Census Block2010
Census Tract973400

Owner

112 McCarthy Dr is owned and occupied by an individual who bought it in May 2024.

Source: Franklin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address112 MCCARTHY DR, RED BAY, AL 35582-4702
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2017Deed of Trust, Mortgage · FHA Mortgage
CIS FINANCIAL SERVICES INC
May 20, 2021Warranty Deed, Transfer
Apr 13, 2020Special Warranty Deed, Transfer
Jan 8, 2019Foreclosure
Aug 29, 2019Special Warranty Deed, Foreclosure
Mar 30, 2017Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2024 · Amount on File
Deed SaleMay 10, 2024 · Amount on File
Prior SaleMay 20, 2021 · Amount on File
Deed Book / Page414 / 405
Prior Transfer DateNov 30, 2018
Prior Transfer Doc000383/198
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN AL
Property Address112 MCCARTHY DR, RED BAY, AL 35582-4702
Transaction TypeMortgage
Record UpdatedJun 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000796/317
DateMar 30, 2017
Book Page796/317
Instrument17-796317
Lender
NameCIS FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2047
Interest
Rate TypeFixed Rate

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN AL
Recording DateMay 20, 2021
Property Address112 MCCARTHY DR, RED BAY, AL 35582-4702
Document Number000396/613
Book / Page396 / 613
Map ReferenceMB 3 PG 97
Instrument DateMay 14, 2021
Instrument21-396613
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14635 HIGHWAY 23, VINA, AL 35593-4453

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 MCCARTHY DR, RED BAY, AL 35582-4702
InvestorPossibly a Property Investor

April 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFRANKLIN AL
Recording DateApr 13, 2020
Property Address112 MCCARTHY DR, RED BAY, AL 35582-4702
Document Number000390/349
Book / Page390 / 349
Instrument DateApr 13, 2020
Instrument0390-0349
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14635 HIGHWAY 23, VINA, AL 35593-4453

January 2019: Foreclosure

Document TypeForeclosure
JurisdictionFRANKLIN AL
Recording DateJan 8, 2019
Property Address112 MCCARTHY DR, RED BAY, AL 35582-4702
Document Number000383/198
Book / Page383 / 198
Instrument DateNov 30, 2018
Instrument0383-0198
Transaction TypeForeclosure
Record UpdatedJun 29, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1906, HAMILTON, AL 35570-1906

August 2019: Special Warranty Deed, Foreclosure

Document TypeSpecial Warranty Deed
JurisdictionFRANKLIN AL
Recording DateAug 29, 2019
Property Address112 MCCARTHY DR, RED BAY, AL 35582-4702
Document Number000386/747
Book / Page386 / 747
Instrument DateNov 28, 2018
Instrument19-386747
Transaction TypeForeclosure
Record UpdatedJun 29, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address500 S BROAD ST # ST100A, ST100A, MERIDEN, CT 06450-6643

Transferred To (Grantee/Buyer)

NameVerified Name
Address2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420

March 2017: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN AL
Recording DateMar 30, 2017
Property Address112 MCCARTHY DR, RED BAY, AL 35582-4702
Document Number000373/046
Book / Page373 / 046
Instrument DateMar 30, 2017
Instrument17-373046
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

Tax$1.50
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address248 RIDGE RD, GOLDEN, MS 38847-9404

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 MCCARTHY DR, RED BAY, AL 35582-4702

Tax Assessment & Valuation

The 2026 property tax bill for 112 McCarthy Dr was $1 with a homeowner's exemption, down 99.8% from the year before.

Source: Franklin County assessment roll, as of November 18, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyFranklin County
MunicipalityRed Bay City
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1.00 (-99.76%)
2025$414.00 Homeowner's exemption$10,980 Land $560 Building $10,420$109,700 Land $5,500 Building $104,200
2023$372.00 (+10.39%) Additional exemption filed$10,000 (+8.7%)$99,700 (+9.44%) Land $5,000 Building $94,700
2022$337.00 Additional exemption filed$9,200 Land $500 Building $8,700$91,100 Land $4,500 Building $86,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 112 McCarthy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 McCarthy Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 97.7% of Alabama
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRED BAY, THE WATER WORKS & GAS BD
serves 6,048 people · EPA ID AL0000607
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Freedom Fiber
Fiber		1,000 / 1,000
Buckeye Cablesystem
Cable		1,000 / 20
T-Mobile
Fixed Wireless		100 / 20

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