Franklin County property record for 109 McCarthy Dr, Red Bay, AL 35582
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,444 sqft · built 1971 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $548 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-05-21-0-000-050.000 0 |
| Primary APN | 07-05-21-0-000-050.000 0 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,444 sqft Living Area |
| 1st Floor Area | 1,444 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 163 ft deep x 104 ft wide |
| Garage Type | Finished |
| Garage Area | 1,444 sqft |
| Porch | Open Porch |
| Porch Area | 56 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 0000428661 |
|---|---|
| Street Address | 109 MCCARTHY DR |
| City | RED BAY |
| State | AL |
| Zip | 35582-4701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .4 ACC IN SW4 OF NE4 OF SEC. 21 T7S R15W: LOT 74 MCCARTHY MEADOWS ADDITION TO TOWN OF RED BAY |
| Legal Range | 15W |
| Legal Township | 07S |
| Legal Section | 21 |
| Legal Subdivision | MCCARTHY MEADOWS ADD |
| Legal Lot Number | 74 |
| Jurisdiction | FRANKLIN AL |
| Township / Civil Division | RED BAY |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 973400 |
109 McCarthy Dr is owned and occupied by two individuals.
Source: Franklin County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 MCCARTHY DR, RED BAY, AL 35582-4701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 109 McCarthy Dr was $548 with a homeowner's exemption, up 7.7% from the year before.
Source: Franklin County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Franklin County |
| Municipality | Red Bay City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $548.00 (+7.66%) | ||
| 2025 | $509.00 Homeowner's exemption | $13,180 Land $600 Building $12,580 | $131,800 Land $6,000 Building $125,800 |
| 2023 | $466.00 (+10.17%) Additional exemption filed | $12,200 (+8.93%) | $121,000 (+9.5%) Land $5,400 Building $115,600 |
| 2022 | $423.00 Additional exemption filed | $11,200 Land $600 Building $10,600 | $110,500 Land $4,900 Building $105,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 McCarthy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 McCarthy Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RED BAY, THE WATER WORKS & GAS BD serves 6,048 people · EPA ID AL0000607 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Freedom Fiber Fiber | 1,000 / 1,000 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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