112 Luke Ln, Coldwater, MS 38618 Property Records

Tate County property record for 112 Luke Ln, Coldwater, MS 38618

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,282 sqft · built 2015
Lot Size	4.8 acres (209,088 sqft)
Owner	Individual Name on File
Tax Bill	$2,442 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Feb 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`102 01 0004000`

Property Details

APN / Parcel Number

Primary APN	`102 01 0004000`

Interior

Bedrooms	4 Beds
Total Rooms	7 Rooms
Building Area	2,282 sqft Finished Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	209,088 sqft (4.8 acres)
Patio Area	144 sqft

Location & Zoning

Street Address	112 LUKE LN
City	COLDWATER
State	MS
Zip	38618-4988
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 CHERRYDALE ESTATES
Legal Range	08
Legal Township	05
Legal Section	03
Legal Subdivision	CHERRYDALE ESTATES
Legal Lot Number	40
Jurisdiction	TATE MS
Township / Civil Division	2
Census Block Group	2
Census Block	2035
Census Tract	950301

Owner

112 Luke Ln is owned and occupied by an individual who acquired it in February 2023.

Source: Tate County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	112 LUKE LN, COLDWATER, MS 38618-4988
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage NATIONS LENDING CORP
Feb 17, 2023	Warranty Deed, Transfer
Apr 30, 2019	Deed of Trust, Mortgage · FHA Mortgage TRUSTMARK NATIONAL BANK
May 2, 2022	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2023
Deed Sale	Feb 17, 2023
Prior Sale	Aug 20, 2015
Deed Document Number	0002023522
Deed Book / Page	2023 / 522
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	112 LUKE LN, COLDWATER, MS 38618-4988
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02023/1717
Date	Feb 17, 2023
Book Page	2023/1717

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TATE MS
Recording Date	Feb 17, 2023
Property Address	112 LUKE LN, COLDWATER, MS 38618-4988
Document Number	002023/522
Book / Page	2023 / 522
Instrument Date	Feb 15, 2023
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	112 LUKE LN, COLDWATER, MS 38618-4988
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/5546
Date	Apr 30, 2019
Book Page	2019/5546

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	112 LUKE LN, COLDWATER, MS 38618-4988
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/7339
Date	May 2, 2022
Book Page	2022/7339

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 112 Luke Ln was $2,442.

Source: Tate County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Tate County
Unified School District	Tate County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,442.00	$22,410 Land $3,500 Building $18,910	$224,101 Land $35,000 Building $189,101
2023	$2,109.00	$18,167 Land $3,500 Building $14,667	$181,674 Land $35,000 Building $146,674

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Luke Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1991–2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Luke Ln is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 73% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARKABUTLA WATER ASSOCIATION public/private · serves 454 people · EPA ID MS0690001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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