104 Luke Ln, Coldwater, MS 38618 Property Records

Tate County property record for 104 Luke Ln, Coldwater, MS 38618

Property Summary

Property Type	Single Family Home
Details	4 bd · 4,380 sqft · built 2013
Lot Size	4.69 acres (204,732 sqft)
Owner	Individual Name on Record
Tax Bill	$4,048 (2025)
Deeds & Mortgages	Nov 2020 Refinance Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`102 01 0004200`

Property Details

APN / Parcel Number

Primary APN	`102 01 0004200`

Interior

Bedrooms	4 Beds
Total Rooms	7 Rooms
Building Area	4,380 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	204,732 sqft (4.69 acres)

Location & Zoning

Street Address	104 LUKE LN
City	COLDWATER
State	MS
Zip	38618-4988
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 42 CHERRYDALE ESTATES S/D
Legal Range	08
Legal Township	05
Legal Section	03
Legal Subdivision	CHERRYDALE ESTATES S/D
Legal Lot Number	42
Jurisdiction	TATE MS
Township / Civil Division	2
Census Block Group	2
Census Block	2035
Census Tract	950301

Owner

Source: Tate County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	104 LUKE LN, COLDWATER, MS 38618-4988
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST FINANCIAL BANK
Mar 13, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2019
Deed Sale	Mar 13, 2019
Prior Sale	Aug 16, 2012
Deed Document Number	0002019835
Deed Book / Page	2019 / 835
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	104 LUKE LN, COLDWATER, MS 38618-4988
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/16648
Date	Nov 3, 2020
Book Page	2020/16648

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2030

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TATE MS
Recording Date	Mar 13, 2019
Property Address	104 LUKE LN, COLDWATER, MS 38618-4988
Document Number	2019/835
Book / Page	2019 / 835
Instrument Date	Mar 4, 2019
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Tate County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Tate County
Unified School District	Tate County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,048.00 (+17.54%)	$35,531 (+25.85%) Land $3,500 Building $32,031	$355,310 (+25.85%) Land $35,000 Building $320,310
2023	$3,444.00	$28,233 Land $3,500 Building $24,733	$282,330 Land $35,000 Building $247,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1991–2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 76% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARKABUTLA WATER ASSOCIATION public/private · serves 454 people · EPA ID MS0690001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Luke Ln

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