112 Kristen Cir, Buffalo, MN 55313 Property Records

Wright County property record for 112 Kristen Cir, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,376 sqft · built 1970
Lot Size	0.441 acres (19,210 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Mar 2021)
Tax Bill	$6,886 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103-047-001150`

Property Details

APN / Parcel Number

Primary APN	`103-047-001150`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,376 sqft Living Area
1st Floor Area	1,864 sqft
Basement Area	756 sqft
Finished Basement	756 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1998
Architectural Style	Modular
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	19,210 sqft (0.441 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	112 KRISTEN CIR
City	BUFFALO
State	MN
Zip	55313-1244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-31 TWP-120 RANGE-025 SHONHAUGEN 1ST ADDN LOT-015 BLOCK-001 001
Legal Range	025
Legal Township	120
Legal Section	31
Legal Subdivision	SHONHAUGEN 1ST ADDN
Legal Block	1
Legal Lot Number	15
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	4
Census Block	4002
Census Tract	100701

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 KRISTEN CIR, BUFFALO, MN 55313-1244
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CAPITAL BANK NA
Mar 5, 2021	Warranty Deed, Transfer · Conventional Mortgage MINNESOTA RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2021 · Amount on Record
Deed Sale	Mar 5, 2021 · Amount on Record
Prior Sale	Apr 26, 1999 · Amount on Record
Deed Document Number	20211461130
Prior Transfer Date	Apr 22, 1999
Prior Transfer Doc	0000063972
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	112 KRISTEN CIR, BUFFALO, MN 55313-1244
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	CENTRAL LAND TITLE, CENTRAL LAND TTL GUARANTEE C

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001465864
Date	Apr 8, 2021
Instrument	1465864

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Mar 5, 2021
Property Address	112 KRISTEN CIR, BUFFALO, MN 55313-1244
Document Number	0001461130
Instrument Date	Feb 26, 2021
Instrument	1461130
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	CENTRAL LAND TITLE, CENTRAL LAND TTL GURANTEE C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,633.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	112 KRISTEN CIR, BUFFALO, MN 55313-1244

Mortgage

Document Number	0001461131
Date	Mar 5, 2021
Instrument	1461131

Lender

Name	MINNESOTA RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,886.00 (+9.44%)	$546,700 (+0.85%) Land $80,000 Building $466,700	$546,700 (+0.85%) Land $80,000 Building $466,700
2025		$542,100 (+2.57%) Land $80,000 Building $462,100	$542,100 (+2.57%) Land $80,000 Building $462,100
2023	$6,292.00 (+30.65%)	$528,500 Land $80,000 Building $448,500	$528,500 Land $80,000 Building $448,500
2022	$4,816.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Buffalo Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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