Wright County property record for 108 Kristen Cir, Buffalo, MN 55313
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 906 sqft · built 1971 |
| Lot Size | 0.283 acres (12,363 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,788 (2026) |
| Deeds & Mortgages | Aug 2018 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 103-047-001130 |
| Primary APN | 103-047-001130 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 906 sqft Living Area |
| 1st Floor Area | 906 sqft |
| Basement Area | 437 sqft |
| Finished Basement | 437 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Dome |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,363 sqft (0.283 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 108 KRISTEN CIR |
|---|---|
| City | BUFFALO |
| State | MN |
| Zip | 55313-1244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-31 TWP-120 RANGE-025 SHONHAUGEN 1ST ADDN LOT-013 BLOCK-001 001 |
| Legal Range | 025 |
| Legal Township | 120 |
| Legal Section | 31 |
| Legal Subdivision | SHONHAUGEN 1ST ADDN |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | BUFFALO |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 100701 |
Source: Wright County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 108 KRISTEN CIR, BUFFALO, MN 55313-1244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 108 KRISTEN CIR, BUFFALO, MN 55313-1244 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0001376292 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 1376292 |
| Name | THRIVENT FCU |
|---|---|
| Type | Credit Union |
| Address | MINNEAPOLIS, MN 55415 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 1, 2028 |
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Buffalo City |
| County | Wright County |
| Unified School District | Buffalo-Hanover-Montrose Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,788.00 (-0.78%) | $251,900 (+2.98%) Land $80,000 Building $171,900 | $251,900 (+2.98%) Land $80,000 Building $171,900 |
| 2025 | $244,600 (+0.16%) Land $80,000 Building $164,600 | $244,600 (+0.16%) Land $80,000 Building $164,600 | |
| 2023 | $2,810.00 (+21.54%) | $244,200 Land $80,000 Building $164,200 | $244,200 Land $80,000 Building $164,200 |
| 2022 | $2,312.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Buffalo serves 16,711 people · EPA ID MN1860005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Buffalo Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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