112 Keystone Dr, Sebastian, FL 32958 Property Records

Indian River County property record for 112 Keystone Dr, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,809 sqft · built 1999
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Apr 2021)
Tax Bill	$6,292 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-39-19-00001-5680-00006.0`

Property Details

APN / Parcel Number

Primary APN	`31-39-19-00001-5680-00006.0`
Alternative APN	`34713`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,809 sqft Living Area
1st Floor Area	1,809 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	800 sqft

Exterior Amenities

Pool Area	240 sqft
Porch	Open Porch
Porch Area	397 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	34713
Street Address	112 KEYSTONE DR
City	SEBASTIAN
State	FL
Zip	32958-6934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT 17 BLK 568 LOT 6 PBI 8-46 TO 46P
Legal Range	39
Legal Township	31
Legal Section	19
Legal Subdivision	SEBASTIAN HIGHLANDS UNIT 17
Legal Block	568
Legal Lot Number	6
Legal Unit	17
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3033
Census Tract	50805

Owner

112 Keystone Dr is owned and occupied by an individual who bought it in April 2021.

Source: Indian River County records, as of March 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	112 KEYSTONE DR, SEBASTIAN, FL 32958-6934
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2021 · Amount on File
Deed Sale	Apr 20, 2021 · Amount on File
Prior Sale	Oct 22, 1998 · Amount on File
Deed Document Number	3120210027804
Deed Book / Page	3412 / 941
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 20, 2021
Property Address	112 KEYSTONE DR, SEBASTIAN, FL 32958-6934
Document Number	0034120941
Book / Page	3412 / 941
Map Reference	MB 8 PG 46&46A-46P
Instrument Date	Apr 16, 2021
Instrument	3120210027804
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	PROFESSIONAL TITLE, PROFESSIONAL TTL OF TREASURE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7756 106TH AVE, 7756, VERO BEACH, FL 32967-3633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 44TH AVE, ROCK ISLAND, IL 61201-6826

Mortgage

Document Number	3412942
Date	Apr 20, 2021
Instrument	3412/942

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 112 Keystone Dr was $6,292.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,292.00	$347,293 Land $57,800 Building $289,493	$347,293 Land $57,800 Building $289,493
2023	$5,588.00 (+12.48%)	$339,009 (+14.37%) Land $48,620 Building $290,389	$339,009 (+14.37%) Land $48,620 Building $290,389
2022	$4,968.00	$296,412 Land $34,000 Building $262,412	$296,412 Land $34,000 Building $262,412

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Keystone Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 77 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	53 (1999–2022)
Claims Outside the SFHA	12 of 53
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims Hurricane Frances, Sep 2004 · 35 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Keystone Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20