Indian River County property record for 111 Keystone Dr, Sebastian, FL 32958
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,529 sqft · built 2016 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,100 (Dec 2016) |
| Tax Bill | $3,745 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Dec 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-39-19-00001-5670-00012.0 |
| Primary APN | 31-39-19-00001-5670-00012.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,529 sqft Living Area |
| Gross Area | 2,045 sqft |
| 1st Floor Area | 1,529 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 315 sqft |
| Pool Area | 364 sqft |
|---|---|
| Porch | Screened Porch |
| Patio Area | 451 sqft |
| Utility Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 111 KEYSTONE DR |
|---|---|
| City | SEBASTIAN |
| State | FL |
| Zip | 32958-6935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | SEBASTIAN HIGHLANDS UNIT 17 BLK 567 LOT 12 PBI 8-46 TO 46P |
| Legal Range | 39E |
| Legal Township | 31S |
| Legal Section | 19 |
| Legal Subdivision | SEBASTIAN HIGHLANDS UNIT 17 |
| Legal Block | 567 |
| Legal Lot Number | 12 |
| Legal Unit | 17 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 50805 |
111 Keystone Dr is owned and occupied by two individuals who acquired it in December 2021.
Source: Indian River County records, as of January 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 111 KEYSTONE DR, SEBASTIAN, FL 32958-6935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 13, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2016 · Amount on File |
| Deed Sale | Dec 1, 2016 · Amount on File |
| Prior Sale | Jun 14, 2004 · Amount on File |
| Deed Document Number | 201667372 |
| Deed Book / Page | 2983 / 1500 |
| Last Transfer Date | Dec 13, 2021 |
| Transfer Doc | 0034911778 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 111 KEYSTONE DR, SEBASTIAN, FL 32958-6935 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 111 KEYSTONE DR, SEBASTIAN, FL 32958-6935 |
| Document Number | 0033742374 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 3374/2374 |
| Instrument | 3120210000612 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Dec 13, 2021 |
| Property Address | 111 KEYSTONE DR, SEBASTIAN, FL 32958-6935 |
| Document Number | 0034911778 |
| Book / Page | 3491 / 1778 |
| Map Reference | MB 8 PG 46,46A-46P |
| Instrument Date | Dec 13, 2021 |
| Instrument | 3120210084906 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 111 KEYSTONE DR, SEBASTIAN, FL 32958-6935 |
The 2025 property tax bill for 111 Keystone Dr was $3,745 with exemptions applied.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Sebastian City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,745.00 Homeowner's exemption Veteran's exemption | $239,703 | $350,860 Land $57,800 Building $293,060 |
| 2023 | $2,652.00 (+9.72%) | $188,945 (+7.27%) | $306,025 (+16.69%) Land $48,620 Building $257,405 |
| 2022 | $2,417.00 | $176,140 | $262,244 Land $34,000 Building $228,244 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 111 Keystone Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 77 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 53 (1999–2022) |
| Claims Outside the SFHA | 12 of 53 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 111 Keystone Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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