Kenton County property record for 112 Kennedy Rd, Covington, KY 41011
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,664 sqft · built 1951 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Jun 2022) |
| Tax Bill | $2,279 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Jun 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-20-00-105.00 |
| Primary APN | 041-20-00-105.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,664 sqft Finished Area |
| Gross Area | 1,844 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 112 KENNEDY RD |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-3647 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | KNOCHELMANS 2ND ADDN TO FT WRIGHT E 50' LOT D |
| Legal Subdivision | KNOCHELMANS ADDN FT WRIGHT |
| Legal Phase | 2 |
| Legal Lot Number | D |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 65200 |
112 Kennedy Rd, a duplex, is owned and occupied by an individual who bought it in June 2022.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 112 KENNEDY RD, COVINGTON, KY 41011-3647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 30, 2023 | Deed of Trust, Mortgage · Line of Credit HERITAGE BANK INC |
| Jun 17, 2022 | Warranty Deed, Transfer · FHA Mortgage GUARDIAN SAVINGS BANK |
| Oct 22, 2019 | Warranty Deed, Subdivision Related Transfer TERRY MONNIE TITLE COMPANY, TERRY MONNIE TITLE CO |
| Jan 2, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2022 · Amount on File |
| Deed Sale | Jun 17, 2022 · Amount on File |
| Prior Sale | Jan 2, 2019 · Amount on File |
| Deed Document Number | 202266 |
| Deed Book / Page | 171 / 818 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 112 KENNEDY RD, COVINGTON, KY 41011-3647 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 112 KENNEDY RD, COVINGTON, KY 41011-3647 |
| Document Number | 0005900095 |
|---|---|
| Date | May 30, 2023 |
| Book Page | KCM 464/714 |
| Instrument | 23053005900095 |
| Name | HERITAGE BANK INC |
|---|---|
| Type | Bank |
| Address | COVINGTON, KY 41011 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Apr 25, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 17, 2022 |
| Property Address | 112 KENNEDY RD, COVINGTON, KY 41011-3647 |
| Document Number | 0005900066 |
| Book / Page | 171 / 818 |
| Instrument Date | Jun 14, 2022 |
| Instrument | 22061705900066 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1450 DIXIE HWY, 1450, PARK HILLS, KY 41011-2817 |
| Name | Verified Name |
|---|---|
| Address | 112 KENNEDY RD, COVINGTON, KY 41011-3647 |
| Document Number | 0005900067 |
|---|---|
| Date | Jun 17, 2022 |
| Book Page | 380/944 |
| Instrument | 22061705900067 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 22, 2019 |
| Property Address | 112 KENNEDY RD, COVINGTON, KY 41011-3647 |
| Document Number | 0000000155 |
| Book / Page | 0C6784 / 000198 |
| Instrument Date | Sep 25, 2019 |
| Instrument | 155 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 14, 2019 |
| Title Company | TERRY MONNIE TITLE COMPANY, TERRY MONNIE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $870.54 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1049 WALD CT PARK HILLS KY 41011, PARK HILLS, KY 41011 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 2, 2019 |
| Property Address | 112 KENNEDY RD, COVINGTON, KY 41011-3647 |
| Document Number | 0000000149 |
| Book / Page | 0C6574 / 000022 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 149 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $174.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 154 PARK RD FORT MITCHELL KY 410111815, FORT MITCHELL, KY 41011-1815 |
| Document Number | 151 |
|---|---|
| Date | Jan 2, 2019 |
| Book Page | 0C6574/000027 |
| Instrument | 151 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 112 Kennedy Rd was $2,279.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Wright City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $230,000 (-) Land $45,000 Building $185,000 | $230,000 (-) Land $45,000 Building $185,000 | |
| 2025 | $2,279.00 | $230,000 Land $45,000 Building $185,000 | $230,000 Land $45,000 Building $185,000 |
| 2023 | $2,451.00 | $230,000 Land $45,000 Building $185,000 | $230,000 Land $45,000 Building $185,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 112 Kennedy Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 112 Kennedy Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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