108 Kennedy Rd, Covington, KY 41011 Property Records

Kenton County property record for 108 Kennedy Rd, Covington, KY 41011

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,248 sqft · built 1956
Lot Size0.17 acres (7,405 sqft)
OwnerCompany Name on File
Last Sale$151,600 (Mar 2025)
Tax Bill$2,126 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Feb 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN041-20-00-102.00

Property Details

APN / Parcel Number

Primary APN041-20-00-102.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,248 sqft Finished Area
Gross Area1,395 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area7,405 sqft (0.17 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address108 KENNEDY RD
CityCOVINGTON
StateKY
Zip41011-3647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKNOCHELMANS 2ND ADDN TO FT WRIGHT LOT B
Legal SubdivisionKNOCHELMANS ADDN FT WRIGHT
Legal Phase2
Legal Lot NumberB
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2002
Census Tract65200

Owner

108 Kennedy Rd is owned by a company that bought it in March 2025.

Source: Kenton County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address20261 MATTERHORN DR, LAWRENCEBURG, IN 47025-8942
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2026Deed of Trust, Mortgage · Commercial Mortgage
UNION SAVINGS BANK
Feb 6, 2020Grant Deed, Transfer
ATTORNEY ONLY
Feb 6, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 11, 2025 · Amount on File
Deed SaleMar 11, 2025 · Amount on File
Deed Document Number2025214
Deed Book / Page333 / 97
Prior Transfer DateJan 6, 2020
Prior Transfer Doc0000000018
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address108 KENNEDY RD, COVINGTON, KY 41011-3647
Transaction TypeMortgage
Record UpdatedFeb 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002724
DateFeb 11, 2026
Book Page733/214
Instrument26059000002724
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateFeb 6, 2020
Property Address108 KENNEDY RD, COVINGTON, KY 41011-3647
Document Number0000000014
Book / Page000005 / 000954
Instrument DateJan 6, 2020
Instrument14
Transaction TypeTransfer
Record UpdatedMar 19, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1029 FOREST AVE LUDLOW KY 410161611, LUDLOW, KY 41016-1611

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateFeb 6, 2020
Property Address108 KENNEDY RD, COVINGTON, KY 41011-3647
Document Number0000000018
Book / Page000005 / 000966
Instrument DateJan 6, 2020
Instrument18
Transaction TypeTransfer
Record UpdatedMar 19, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1029 FOREST AVE LUDLOW KY 410161611, LUDLOW, KY 41016-1611

Tax Assessment & Valuation

The 2025 property tax bill for 108 Kennedy Rd was $2,126.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$300,000 (+39.79%) Land $40,000 Building $260,000$300,000 (+39.79%) Land $40,000 Building $260,000
2025$2,126.00$214,600 Land $40,000 Building $174,600$214,600 Land $40,000 Building $174,600
2023$1,697.00$159,200 Land $45,000 Building $114,200$159,200 Land $45,000 Building $114,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Kennedy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Kennedy Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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