Baldwin County property record for 112 Kemper Ln, Fairhope, AL 36532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,109 sqft · built 2013 |
| Lot Size | 0.176 acres (7,698 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (Oct 2026) |
| Tax Bill | $1,511 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-08-28-0-000-001.071 |
| Primary APN | 46-08-28-0-000-001.071 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,109 sqft Heated Area |
| 1st Floor Area | 2,109 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,698 sqft (0.176 acres) |
| Lot Dimensions | 162 ft deep x 47.4 ft wide |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 504428 |
|---|---|
| Street Address | 112 KEMPER LN |
| City | FAIRHOPE |
| State | AL |
| Zip | 36532-7070 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 47.4' X 162.4' IRR LOT 51 PHASE ONE SOUTHLAND PLACE SLIDE 2051-E & F AND AMENDED SLIDE 2052-D & E LYING IN THE CITY OF FAIRHO |
| Legal Subdivision | SOUTHLAND PLACE PHASE ONE |
| Legal Phase | 1 |
| Legal Block | PH 1 |
| Legal Lot Number | 51 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FAIRHOPE |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 11102 |
112 Kemper Ln is owned and occupied by two individuals who bought it in October 2026.
Source: Baldwin County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 112 KEMPER LN, FAIRHOPE, AL 36532-7070 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage DSLD MORTGAGE LLC |
| Jul 12, 2022 | Warranty Deed, Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| May 19, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2026 · Amount on File |
| Deed Sale | Oct 2, 2026 · Amount on File |
| Prior Sale | Jul 12, 2022 · Amount on File |
| Deed Document Number | 20262281152 |
| Prior Transfer Date | Nov 2, 2009 |
| Prior Transfer Doc | 0001207233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Oct 2, 2026 |
| Property Address | 112 KEMPER LN, FAIRHOPE, AL 36532-7070 |
| Document Number | 0002281152 |
| Instrument Date | Sep 29, 2026 |
| Instrument | 20262281152 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $34,845.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 112 KEMPER LN, FAIRHOPE, AL 36532-7070 |
| Document Number | 0002281153, |
|---|---|
| Date | Oct 2, 2026 |
| Instrument | 20262281153 |
| Name | DSLD MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jul 12, 2022 |
| Property Address | 112 KEMPER LN, FAIRHOPE, AL 36532-7070 |
| Document Number | 0002010837 |
| Map Reference | SL 5051-E&F |
| Instrument Date | Jul 8, 2022 |
| Instrument | 2010837 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 HOMESTEAD VLG # 5454, 5454, FAIRHOPE, AL 36532-2976 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 112 KEMPER LN, FAIRHOPE, AL 36532-7070 |
| Document Number | 0002010838 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 2010838 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | May 19, 2020 |
| Property Address | 112 KEMPER LN, FAIRHOPE, AL 36532-7070 |
| Document Number | 0001829712 |
| Instrument Date | May 14, 2020 |
| Instrument | 1829712 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 112 KEMPER LN FAIRHOPE AL 365327070, FAIRHOPE, AL 36532-7070 |
The 2025 property tax bill for 112 Kemper Ln was $1,511 with a homeowner's exemption.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Fairhope City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,511.00 | $33,840 Land $6,660 Building $27,180 | $338,200 Land $66,600 Building $271,600 |
| 2023 | $2,645.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $57,520 (+172.09%) | $287,600 (+36.11%) Land $36,100 Building $251,500 |
| 2022 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $21,140 | $211,300 Land $32,000 Building $179,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 112 Kemper Ln in Zone X, an area of minimal flood risk, though there have been 69 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 69 (1979–2020) |
| Claims Outside the SFHA | 6 of 69 |
| Most Recent Claim | Sep 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 112 Kemper Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 82% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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