Baldwin County property record for 101 Kemper Ln, Fairhope, AL 36532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,109 sqft · built 2002 |
| Lot Size | 0.333 acres (14,535 sqft) |
| Owner | Individual Name on File |
| Last Sale | $301,640 (Aug 2025) |
| Tax Bill | $2,814 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-08-28-0-000-001.088 |
| Primary APN | 46-08-28-0-000-001.088 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,109 sqft Heated Area |
| 1st Floor Area | 2,109 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,535 sqft (0.333 acres) |
| Lot Dimensions | 162 ft deep x 89.5 ft wide |
| Utility Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 203421 |
|---|---|
| Street Address | 101 KEMPER LN |
| City | FAIRHOPE |
| State | AL |
| Zip | 36532-7100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 89.5' X 162.4' IRR LOT 35 PHASE ONE SOUTHLAND PLACE SLIDE 2051-E & F AND AMENDED SLIDE 2052-D & E LYING IN THE CITY OF FAIRHO |
| Legal Subdivision | SOUTHLAND PLACE PHASE ONE |
| Legal Phase | 1 |
| Legal Block | PH 1 |
| Legal Lot Number | 35 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FAIRHOPE |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 11102 |
101 Kemper Ln is owned and occupied by an individual who bought it in August 2025.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 BURNSIDE AVE, FAIRHOPE, AL 36532-0099 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2022 | Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage EMM LOANS LLC |
| Mar 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LIVE WELL FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2025 · Amount on File |
| Deed Sale | Aug 13, 2025 · Amount on File |
| Prior Sale | Dec 20, 2024 · Amount on File |
| Deed Document Number | 20252204449 |
| Prior Transfer Date | Dec 18, 2024 |
| Prior Transfer Doc | 0002162480 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Apr 1, 2022 |
| Property Address | 101 KEMPER LN, FAIRHOPE, AL 36532-7100 |
| Document Number | 0001989686 |
| Map Reference | SL 2052D&E |
| Instrument Date | Mar 26, 2022 |
| Instrument | 1989686 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001989687 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 1989687 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 101 KEMPER LN, FAIRHOPE, AL 36532-7100 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0001750277 |
|---|---|
| Date | Mar 26, 2019 |
| Instrument | 1750277 |
| Name | LIVE WELL FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2026 property tax bill for 101 Kemper Ln was $2,814 with exemptions applied.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Fairhope City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,814.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | ||
| 2025 | $29,100 Land $6,660 Building $22,440 | $290,900 Land $66,600 Building $224,300 | |
| 2023 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $24,840 (+19.08%) | $248,200 (+19.04%) Land $36,100 Building $212,100 |
| 2022 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $20,860 | $208,500 Land $32,000 Building $176,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 101 Kemper Ln in Zone X, an area of minimal flood risk, though there have been 69 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 69 (1979–2020) |
| Claims Outside the SFHA | 6 of 69 |
| Most Recent Claim | Sep 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 Kemper Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 82% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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