112 Hackberry Ct, Frankfort, KY 40601 Property Records

Franklin County property record for 112 Hackberry Ct, Frankfort, KY 40601

Property Summary

Property Type	Single Family Home
Lot Size	0.261 acres (11,378 sqft)
Owner	2 Individual Names on Record
Last Sale	$391,999 (Jan 2025)
Tax Bill	$4,696 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`073-40-09-019.00`

Property Details

APN / Parcel Number

Primary APN	`073-40-09-019.00`
Alternative APNs	`76345` `46587`

Exterior

Lot Area	11,378 sqft (0.261 acres)
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	46587
Street Address	112 HACKBERRY CT
City	FRANKFORT
State	KY
Zip	40601-7835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARNOLD RIDGE 3 LOT 204
Legal Subdivision	ARNOLD RIDGE 3
Legal Phase	1
Legal Lot Number	204
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	2
Census Block	2010
Census Tract	70102

Owner

Source: Franklin County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 HACKBERRY CT, FRANKFORT, KY 40601-7835
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAND GROUP TITLE
Jan 29, 2025	Deed, Subdivision Related Transfer · Conventional Mortgage LUMINATE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2025 · Amount on Record
Deed Sale	Jan 29, 2025 · Amount on Record
Deed Document Number	2025862101
Deed Book / Page	633 / 600
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Recording Date	Apr 9, 2026
Property Address	112 HACKBERRY CT, FRANKFORT, KY 40601-7835
Document Number	0000905048
Book / Page	1813 / 398
Instrument Date	Mar 25, 2026
Instrument	2026905048
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LAND GROUP TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 HACKBERRY CT, FRANKFORT, KY 40601-7835

Mortgage

Document Number	0000905048,
Date	Apr 9, 2026
Book Page	1813/398
Instrument	2026905048

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

January 2025: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Jan 29, 2025
Property Address	112 HACKBERRY CT, FRANKFORT, KY 40601-7835
Document Number	00D633/600
Book / Page	D633 / 600
Map Reference	CAB D SL 287&288
Instrument Date	Jan 13, 2025
Instrument	862101
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 27, 2026
Title Company	LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP REAL ST TTL & CLO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$392.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 848, FRANKFORT, KY 40602-0848

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	112 HACKBERRY CT, FRANKFORT, KY 40601-7835

Mortgage

Document Number	0000862104
Date	Jan 29, 2025
Instrument	862104

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Municipality	Frankfort City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,696.00 (+2,816.77%)	$391,999 (+2,803.7%) Land $13,500 Building $378,499	$391,999 (+2,803.7%) Land $13,500 Building $378,499
2023	$161.00 (+36.44%)	$13,500 (+35%)	$13,500 (+35%)
2022	$118.00	$10,000	$10,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEAKS MILL WATER DISTRICT serves 3,268 people · EPA ID KY0370346
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frankfort Plant Board Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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