Cleveland County property record for 112 Grace Ln, Grover, NC 28073
| Property Type | Single Family Home |
|---|---|
| Details | 1,908 sqft · built 1999 |
| Lot Size | 1.49 acres (65,336 sqft) |
| Owner | Individual Name on File |
| Last Sale | $128,000 (Jul 2020) |
| Tax Bill | $1,021 (2026) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Jan 2020 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 54246 |
| Primary APN | 54246 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,908 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 65,336 sqft (1.49 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | 72 sqft |
| Storage Building | 192 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1332492 |
|---|---|
| Street Address | 112 GRACE LN |
| City | GROVER |
| State | NC |
| Zip | 28073-9609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | #1 PB22-16 GRACE AC SD |
| Legal Subdivision | GRACE ACRES |
| Legal Block | 1 |
| Legal Lot Number | 71 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 950604 |
112 Grace Ln is owned and occupied by an individual who bought it in July 2020.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 112 GRACE LN, GROVER, NC 28073-9609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2020 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Jan 3, 2020 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2020 · Amount on File |
| Deed Sale | Jul 31, 2020 · Amount on File |
| Prior Sale | Jan 3, 2020 · Amount on File |
| Deed Document Number | 202042252 |
| Deed Book / Page | 1818 / 576 |
| Prior Transfer Date | Dec 9, 2019 |
| Prior Transfer Doc | 0018050478 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jul 31, 2020 |
| Property Address | 112 GRACE LN, GROVER, NC 28073-9609 |
| Document Number | 0018180576 |
| Book / Page | 1818 / 576 |
| Map Reference | MB 22 PG 16 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 200042252 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $256.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 8, LITTLE RIVER, SC 29566-0008 |
| Name | Verified Name |
|---|---|
| Address | 112 GRACE LN, GROVER, NC 28073-9609 |
| Document Number | 1818580 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 1818/580 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jan 3, 2020 |
| Property Address | 112 GRACE LN, GROVER, NC 28073-9609 |
| Document Number | 0018050478 |
| Book / Page | 001805 / 000478 |
| Instrument Date | Nov 20, 2019 |
| Instrument | 34574 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $136.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 8 LITTLE RIVER SC 295660008, LITTLE RIVER, SC 29566-0008 |
The 2026 property tax bill for 112 Grace Ln was $1,021, up 7.9% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,021.00 (+7.93%) | $149,072 (-) Land $24,462 Building $124,610 | $149,072 (-) Land $24,462 Building $124,610 |
| 2025 | $946.00 | $149,072 Land $24,462 Building $124,610 | $149,072 Land $24,462 Building $124,610 |
| 2023 | $79,220 Land $22,290 Building $56,930 | $79,220 Land $22,290 Building $56,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 112 Grace Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 112 Grace Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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