105 Grace Ln, Grover, NC 28073 Property Records

Cleveland County property record for 105 Grace Ln, Grover, NC 28073

Property Summary

Property Type	Single Family Home
Details	1,624 sqft · built 1995
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$51,000 (Mar 2025)
Tax Bill	$686 (2026)
Deeds & Mortgages	Mar 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49846`

Property Details

APN / Parcel Number

Primary APN	`49846`
Alternative APN	`1180317`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,624 sqft Finished Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	432 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	1180317
Street Address	105 GEORGIA LN
State	NC
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	#6PB19-196 OAK GROVE VILL
Legal Subdivision	KILDEER
Legal Block	1
Legal Lot Number	143
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3012
Census Tract	950302

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 GEORGIA LN, KINGS MOUNTAIN, NC 28086-6704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2025 · Amount on Record
Deed Sale	Mar 18, 2025 · Amount on Record
Deed Document Number	2025200111480
Deed Book / Page	1942 / 315
Record Updated	Oct 29, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 18, 2025
Property Address	GEORGIA LN, NC
Document Number	0019420315
Book / Page	1942 / 315
Instrument Date	Mar 18, 2025
Instrument	200111480
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$102.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	137 WOODING PL, KINGS MOUNTAIN, NC 28086-8787

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 GEORGIA LN, KINGS MOUNTAIN, NC 28086-6704

Mortgage

Document Number	0200111481
Date	Mar 18, 2025
Instrument	200111481

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	188 Months
Due	Nov 11, 2040

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$686.00 (+12.64%)	$96,024 (-) Land $28,000 Building $68,024	$96,024 (-) Land $28,000 Building $68,024
2025	$609.00	$96,024 (+12.73%) Land $28,000 Building $68,024	$96,024 (+12.73%) Land $28,000 Building $68,024
2023		$85,182 Land $20,500 Building $64,682	$85,182 Land $20,500 Building $64,682

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20