112 Gibson Ave, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 112 Gibson Ave, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,004 sqft · built 2004
Lot Size	0.067 acres (2,896 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (Apr 2026)
Tax Bill	$8,050 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Oct 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`096-020-162-2`

Property Details

APN / Parcel Number

Primary APN	`096-020-162-2`
Alternative APN	`096-020-162`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,004 sqft Living Area
1st Floor Area	840 sqft
2nd Floor Area	1,164 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	2,896 sqft (0.067 acres)
Garage Type	Attached
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	112 GIBSON AVE
City	BAY POINT
State	CA
Zip	94565-1794
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T8703 L62
Legal Subdivision	SUBDIVISION 8703
Legal Tract	8703
Legal Lot Number	62
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	ANTIOCH-PITTSBURG
Census Block Group	3
Census Block	3024
Census Tract	314103

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 GIBSON AVE, BAY POINT, CA 94565-1794
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Grant Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Oct 31, 2023	Grant Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 24, 2022	Grant Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Dec 27, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	Oct 31, 2023 · Amount on Record
Deed Document Number	202632499
Prior Transfer Date	Dec 19, 2017
Prior Transfer Doc	0000242675
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 1, 2026
Property Address	112 GIBSON AVE, BAY POINT, CA 94565-1794
Document Number	0000032499
Instrument Date	Mar 27, 2026
Instrument	202632499
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69,993.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	112 GIBSON AVE, BAY POINT, CA 94565-1794

Mortgage

Document Number	0000032500,
Date	Apr 1, 2026
Instrument	202632500

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.75%
Max Rate	-1%

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 31, 2023
Property Address	112 GIBSON AVE, BAY POINT, CA 94565-1794
Document Number	0000117467
Map Reference	MB 458 PG 47
Instrument Date	Oct 27, 2023
Instrument	2023-117467
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	112 GIBSON AVE, BAY POINT, CA 94565-1794

Mortgage

Document Number	0000117468
Date	Oct 31, 2023
Instrument	2023-117468

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	112 GIBSON AVE, BAY POINT, CA 94565-1794
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 GIBSON AVE, BAY POINT, CA 94565-1794

Mortgage

Document Number	0000145308
Date	May 14, 2021
Instrument	2021-145308

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 24, 2022
Property Address	112 GIBSON AVE, BAY POINT, CA 94565-1794
Document Number	0000104462
Map Reference	MB 458 PG 47
Instrument Date	Jun 22, 2022
Instrument	2022-104462
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	112 GIBSON AVE, BAY POINT, CA 94565-1794

Mortgage

Document Number	0000104463
Date	Jun 24, 2022
Instrument	2022-104463

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 27, 2017
Property Address	112 GIBSON AVE, BAY POINT, CA 94565-1794
Document Number	0000242675
Map Reference	MB 458 PG 47
Instrument Date	Dec 19, 2017
Instrument	2017-242675
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	LAWYERS TITLE CO OF BAY AREA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 GIBSON AVE, BAY POINT, CA 94565-1794

Mortgage

Document Number	0000242676
Date	Dec 27, 2017
Instrument	2017-242676

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$629,442 (+2%) Land $208,080 Building $421,362
2025	$8,050.00 (+5.66%)	$617,100 (+5.22%) Land $204,000 Building $413,100
2023	$7,619.00 (+72.65%)	$586,500 Land $204,000 Building $382,500
2022	$4,413.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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