109 Gibson Ave, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 109 Gibson Ave, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,747 sqft · built 2004
Lot Size	0.067 acres (2,900 sqft)
Owner	Individual Name on Record
Tax Bill	$3,635 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`096-020-158`

Property Details

APN / Parcel Number

Primary APN	`096-020-158`
Alternative APN	`096-020-158-0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,747 sqft Living Area
1st Floor Area	899 sqft
2nd Floor Area	848 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	2,900 sqft (0.067 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	109 GIBSON AVE
City	BAY POINT
State	CA
Zip	94565-1795
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T8703 L58
Legal Subdivision	SUBDIVISION 8703
Legal Tract	8703
Legal Lot Number	58
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	ANTIOCH-PITTSBURG
Census Block Group	3
Census Block	3024
Census Tract	314103

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 GIBSON AVE, BAY POINT, CA 94565-1795
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 18, 2020	Quit Claim Deed, Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2010
Deed Sale	Nov 30, 2010
Prior Sale	Aug 14, 2009 · Amount on Record
Deed Document Number	2010268145
Prior Transfer Date	Apr 3, 2009
Prior Transfer Doc	0000074439
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	109 GIBSON AVE, BAY POINT, CA 94565-1795
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013253
Date	Jan 29, 2018
Instrument	2018-013253

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	109 GIBSON AVE, BAY POINT, CA 94565-1795
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TITLE CONNECT INC SANTA ANA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 GIBSON AVE, BAY POINT, CA 94565-1795

Mortgage

Document Number	0000063595
Date	Mar 2, 2021
Instrument	2021-063595

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 18, 2020
Property Address	109 GIBSON AVE, BAY POINT, CA 94565-1795
Document Number	0000093154
Instrument Date	Mar 6, 2020
Instrument	93154
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	109 GIBSON AVE BAY POINT CA 945651795, BAY POINT, CA 94565-1795

Mortgage

Document Number	93155
Date	May 18, 2020
Instrument	93155

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$221,180 (+2%) Land $39,491 Building $181,689
2025	$3,635.00 (+5.7%)	$216,844 (+4.04%) Land $38,717 Building $178,127
2023	$3,439.00 (+1%)	$208,425 Land $37,214 Building $171,211
2022	$3,405.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Gibson Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures