112 Florida Ave W, Gilbert, MN 55741 Property Records

St. Louis County property record for 112 Florida Ave W, Gilbert, MN 55741

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 864 sqft · built 1953
Lot Size0.266 acres (11,598 sqft)
Owner2 Individual Names on File
Tax Bill$914 (2026)
Deeds & MortgagesAug 2021 Mortgage
May 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN060-0033-00280

Property Details

APN / Parcel Number

Primary APN060-0033-00280
Alternative APN
  • 3058

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area864 sqft Gross Area
1st Floor Area864 sqft
Basement Area432 sqft
Finished Basement432 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1984
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area11,598 sqft (0.266 acres)
Garage Area480 sqft

Exterior Amenities

PorchSlab
Porch Area54 sqft
Deck Area259 sqft
Patio Area72 sqft
Storage Building144 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number3058
Street Address112 FLORIDA AVE W
CityGILBERT
StateMN
Zip55741-8123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 1 & 2 SERIAL #
Legal SubdivisionGILBERT 3RD ADD
Legal Block3
Legal Lot Number1-2
JurisdictionST LOUIS MN
Township / Civil DivisionGILBERT
Census Block Group2
Census Block2009
Census Tract13500

Owner

112 Florida Ave W is owned and occupied by two individuals who acquired it in January 2024.

Source: St. Louis County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address112 FLORIDA AVE W, GILBERT, MN 55741-8123
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
NORTHERN STATE BANK OF VIRGINIA
May 10, 2018Deed of Trust, Mortgage · Conventional Mortgage
NORTHERN ST BK/VA
May 10, 2018Deed of Trust, Mortgage · Conventional Mortgage
NORTHERN ST BK/VA

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 31, 2024
Transfer Doc0001482712
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address112 FLORIDA AVE W, GILBERT, MN 55741-8123
Transaction TypeMortgage
Record UpdatedAug 25, 2021
Title CompanyNORTHEAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001420892
DateAug 4, 2021
Instrument1420892
Lender
NameNORTHERN STATE BANK OF VIRGINIA
TypeBank
AddressVIRGINIA, MN 55792
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueAug 1, 2041

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address112 FLORIDA AVE W, GILBERT, MN 55741-8123
Document Number00A1332814
Instrument DateMay 10, 2018
Transaction TypeMortgage
Record UpdatedJun 1, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address112 FLORIDA AVE W GILBERT MN 557418123, GILBERT, MN 55741-8123

Mortgage

Document Number00A1332814
DateMay 15, 2018
InstrumentA1332814
Lender
NameNORTHERN ST BK/VA
TypeBank
AddressVIRGINIA, MN 55792
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 14, 2048

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address112 FLORIDA AVE W, GILBERT, MN 55741-8123
Document Number00A1333638
Instrument DateMay 10, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address112 FLORIDA AVE W GILBERT MN 557418123, GILBERT, MN 55741-8123

Mortgage

Document Number00A1333638
DateMay 30, 2018
InstrumentA1333638
Lender
NameNORTHERN ST BK/VA
TypeBank
AddressVIRGINIA, MN 55792
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 29, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 112 Florida Ave W was $914 with a homeowner's exemption, up 6.5% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityGilbert City
Unified School DistrictRock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$914.00 (+6.53%) Homeowner's exemption
2025$858.00 (-13.86%) Homeowner's exemption$127,700 (+25.81%) Land $15,400 Building $112,300$127,700 (+25.81%) Land $15,400 Building $112,300
2024$996.00$101,500 Land $12,300 Building $89,200$101,500 Land $12,300 Building $89,200
2022$89,500 Land $10,200 Building $79,300$89,500 Land $10,200 Building $79,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Florida Ave W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Florida Ave W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGilbert
serves 1,829 people · EPA ID MN1690020
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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