105 Florida Ave W, Gilbert, MN 55741 Property Records

St. Louis County property record for 105 Florida Ave W, Gilbert, MN 55741

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft · built 1973
Lot Size0.207 acres (9,054 sqft)
OwnerIndividual Name on Record
Last Sale$135,000 (Dec 2023)
Tax Bill$1,378 (2026)
Deeds & MortgagesDec 2023 Mortgage
Dec 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN060-0036-00140

Property Details

APN / Parcel Number

Primary APN060-0036-00140
Alternative APNs
  • 1159380
  • 800586

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,008 sqft Gross Area
1st Floor Area1,008 sqft
Basement Area800 sqft
Finished Basement800 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area9,054 sqft (0.207 acres)
Garage Area784 sqft
Deck Area288 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1159380
Street Address105 FLORIDA AVE W
CityGILBERT
StateMN
Zip55741-5105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0014 BLOCK:002 SERIAL #
Legal SubdivisionREARR OF 2 3RD ADD TO GILBERT
Legal Block2
Legal Lot Number14
JurisdictionST LOUIS MN
Township / Civil DivisionGILBERT
Census Block Group2
Census Block2013
Census Tract13500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address105 FLORIDA AVE W, GILBERT, MN 55741-5105
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2023Deed of Trust, Mortgage · Stand-Alone First Mortgage
CMG MORTGAGE INC
Dec 12, 2023Warranty Deed, Transfer · Conventional Mortgage
CMG MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 12, 2023 · Amount on Record
Deed SaleDec 12, 2023 · Amount on Record
Deed Document Number20231479537
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address105 FLORIDA AVE W, GILBERT, MN 55741-5105
Transaction TypeMortgage
Record UpdatedJan 22, 2024
Title CompanyPAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001479539
DateDec 12, 2023
Instrument1479539
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term120 Months
DueDec 1, 2033

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateDec 12, 2023
Property Address105 FLORIDA AVE W, GILBERT, MN 55741-5105
Document Number0001479537
Instrument DateNov 30, 2023
Instrument1479537
Transaction TypeTransfer
Record UpdatedJan 22, 2024
Title CompanyALL AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$445.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address105 FLORIDA AVE W, GILBERT, MN 55741-5105

Mortgage

Document Number0001479538
DateDec 12, 2023
Instrument1479538
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2053

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityGilbert City
Unified School DistrictRock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,378.00 (+3.92%) Homeowner's exemption
2025$1,326.00 (-4.74%) Homeowner's exemption$167,600 (+35.38%) Land $12,900 Building $154,700$167,600 (+35.38%) Land $12,900 Building $154,700
2024$123,800 (+15.49%) Land $10,300 Building $113,500$123,800 (+15.49%) Land $10,300 Building $113,500
2023$1,392.00 Homeowner's exemption
2022$107,200 Land $8,600 Building $98,600$107,200 Land $8,600 Building $98,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGilbert
serves 1,829 people · EPA ID MN1690020
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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