Elko County property record for 112 Elm St, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 1,923 sqft · built 1961 |
| Lot Size | 0.306 acres (13,329 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Jul 2025) |
| Tax Bill | $1,703 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-042-002 |
| Primary APN | 001-042-002 |
|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,923 sqft Living Area |
| Gross Area | 2,532 sqft |
| 1st Floor Area | 1,923 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 13,329 sqft (0.306 acres) |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 90 sqft |
| Canopy | 90 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Oil |
| Street Address | 112 ELM ST |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-2812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | SUNSET HEIGHTS SUBDIVISION FILE 75368 BLOCK 108R |
| Legal Subdivision | SUNSET HEIGHTS SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 950900 |
Source: Elko County records · APN 001-042-002
Assessment roll updated July 30, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 112 ELM ST, ELKO, NV 89801-2812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage RURAL NEVADA DEVELOPMENT CORPORATION |
| Jun 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage RURAL NEVADA DEVELOPMENT CORPORATION |
| Jun 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage RURAL NEVADA DEVELOPMENT CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 2025 · Amount on Record |
| Deed Sale | Jul 30, 2025 · Amount on Record |
| Deed Document Number | 2025852820 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Apr 20, 2026 |
| Property Address | 112 ELM ST, ELKO, NV 89801-2812 |
| Document Number | 0000863603 |
| Instrument Date | Apr 07, 2026 |
| Instrument | 2026863603 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 112 ELM ST, ELKO, NV 89801-2812 |
| Document Number | 0000863603, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 2026863603 |
| Name | RURAL NEVADA DEVELOPMENT CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jun 16, 2026 |
| Property Address | 112 ELM ST, ELKO, NV 89801-2812 |
| Document Number | 0000866030 |
| Instrument Date | Apr 07, 2026 |
| Instrument | 2026866030 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 112 ELM ST, ELKO, NV 89801-2812 |
| Document Number | 0000866030, |
|---|---|
| Date | Jun 16, 2026 |
| Instrument | 2026866030 |
| Name | RURAL NEVADA DEVELOPMENT CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jun 16, 2026 |
| Property Address | 112 ELM ST, ELKO, NV 89801-2812 |
| Document Number | 0000866029 |
| Instrument Date | Apr 07, 2026 |
| Instrument | 2026866029 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 242 ELM ST, ELKO, NV 89801-2814 |
| Document Number | 0000866029, |
|---|---|
| Date | Jun 16, 2026 |
| Instrument | 2026866029 |
| Name | RURAL NEVADA DEVELOPMENT CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
Source: Elko County records · Assessment roll updated July 30, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,703.00 (+2.96%) | $63,783 (+36.79%) Land $22,750 Building $41,033 | $182,237 (+36.79%) Land $65,000 Building $117,237 |
| 2024 | $1,654.00 (+9.75%) | ||
| 2023 | $1,507.00 (+3.01%) | $46,629 (+9.75%) Land $9,800 Building $36,829 | $133,226 (+9.75%) Land $28,000 Building $105,226 |
| 2022 | $1,463.00 | $42,487 Land $9,800 Building $32,687 | $121,391 Land $28,000 Building $93,391 |
Source: FEMA National Flood Hazard Layer as of May 23, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 94% of the US · lower than 99.5% of Nevada |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito West Holding Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| White Cloud Networks Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Churchill County, State of Nevada, JAB Wireless.
Based on FCC filings for 714 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ELKO serves 23,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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