112 E Evergreen Dr, Saint Joseph, IL 61873 Property Records

Champaign County property record for 112 E Evergreen Dr, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Lot Size	0.27 acres (11,743 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,044 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-22-14-155-006`

Property Details

APN / Parcel Number

Primary APN	`28-22-14-155-006`

Exterior

Lot Area	11,743 sqft (0.27 acres)

Location & Zoning

Street Address	112 E EVERGREEN DR
City	SAINT JOSEPH
State	IL
Zip	61873-9119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 57 WOODARDS SOUTHGATE SUB 2ND
Legal Range	10E
Legal Township	19N
Legal Section	14
Legal Subdivision	WOODARDS SOUTHGATE SUB 2ND
Legal Lot Number	57
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1020
Census Tract	10701

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 E EVERGREEN DR, SAINT JOSEPH, IL 61873-9119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Feb 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage THE EDGAR COUNTY BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	112 E EVERGREEN DR, SAINT JOSEPH, IL 61873-9119
Transaction Type	Mortgage
Record Updated	Jun 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013969
Date	Jun 15, 2021
Instrument	2021R13969

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	112 E EVERGREEN DR, SAINT JOSEPH, IL 61873-9119
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002341
Date	Feb 8, 2017
Instrument	2017R02341

Lender

Name	THE EDGAR COUNTY BANK & TRUST CO
Type	Bank
Address	PARIS, IL 61944

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Municipality	St. Joseph Village
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$71,990 (+5.81%) Land $10,740 Building $61,250	$215,970 (+5.81%) Land $32,220 Building $183,750
2024	$3,044.00 (-4.43%)	$68,040 (+18.43%) Land $10,150 Building $57,890	$204,120 (+18.43%) Land $30,450 Building $173,670
2023	$3,185.00 (-1.42%)
2022	$3,231.00 Homeowner's exemption Senior Citizen's exemption	$57,450 Land $8,570 Building $48,880	$172,350 Land $25,710 Building $146,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink.

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