109 E Evergreen Dr, Saint Joseph, IL 61873 Property Records

Champaign County property record for 109 E Evergreen Dr, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Lot Size	0.272 acres (11,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$178,000 (Jan 2021)
Tax Bill	$3,784 (2024)
Deeds & Mortgages	Jan 2021 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-22-14-154-012`

Property Details

APN / Parcel Number

Primary APN	`28-22-14-154-012`

Exterior

Lot Area	11,829 sqft (0.272 acres)

Location & Zoning

Street Address	109 E EVERGREEN DR
City	SAINT JOSEPH
State	IL
Zip	61873-9120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 48 WOODARDS SOUTHGATE SUB 2ND
Legal Range	10E
Legal Township	19N
Legal Section	14
Legal Subdivision	WOODARDS SOUTHGATE SUB 2ND
Legal Lot Number	48
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1022
Census Tract	10701

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 E EVERGREEN DR, SAINT JOSEPH, IL 61873-9120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
May 31, 2018	Warranty Deed, Transfer · VA Mortgage ILLINOIS NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2021 · Amount on Record
Deed Sale	Jan 25, 2021 · Amount on Record
Prior Sale	May 31, 2018 · Amount on Record
Deed Document Number	20211674
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 25, 2021
Property Address	109 E EVERGREEN DR, SAINT JOSEPH, IL 61873-9120
Document Number	0000001674
Map Reference	MB Y PG 89
Instrument Date	Jan 20, 2021
Instrument	2021R01674
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	109 E EVERGREEN DR, SAINT JOSEPH, IL 61873-9120

Mortgage

Document Number	0000001677
Date	Jan 25, 2021
Instrument	2021R01677

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 31, 2018
Property Address	109 E EVERGREEN DR, SAINT JOSEPH, IL 61873-9120
Document Number	0000008752
Map Reference	MB Y PG89
Instrument Date	May 30, 2018
Instrument	2018R08752
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	109 E EVERGREEN DR, SAINT JOSEPH, IL 61873-9120

Mortgage

Document Number	0000008753
Date	May 31, 2018
Instrument	2018R08753

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Municipality	St. Joseph Village
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,840 (+25.27%) Land $10,570 Building $53,270	$191,520 (+25.27%) Land $31,710 Building $159,810
2024	$3,784.00 (+13.74%)
2022	$3,327.00 Homeowner's exemption	$50,960 Land $8,440 Building $42,520	$152,880 Land $25,320 Building $127,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink.

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