112 E 1st St, Valparaiso, NE 68065 Property Records

Saunders County property record for 112 E 1st St, Valparaiso, NE 68065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,084 sqft · built 1963
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Aug 2026)
Tax Bill	$2,179 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2987-23-3-13025-001-9500`

Property Details

APN / Parcel Number

Primary APN	`2987-23-3-13025-001-9500`
Alternative APN	`005809500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,084 sqft Living Area
1st Floor Area	1,084 sqft
Basement Area	1,084 sqft
Finished Basement	1,084 sqft
Unfinished Basement	1,084 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	78.8 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	652 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	44 sqft
Patio Area	280 sqft
Shed	1 Shed
Shed Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	112 E 1ST ST
City	VALPARAISO
State	NE
Zip	68065-5406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOTS 5-9 BLOCK 1 JENSENS ADDITION TO VALPARAISO; MAP NUMBER: 2987-23-3-13025-001-9500
Legal Range	05
Legal Township	13
Legal Section	23
Legal Subdivision	VALPARAISO-JENSENS SUB
Legal Block	1
Legal Lot Number	5-9
Jurisdiction	SAUNDERS NE
Township / Civil Division	OAK CREEK
Census Block Group	3
Census Block	3172
Census Tract	968200

Owner

112 E 1st St is owned and occupied by an individual who bought it in August 2026.

Source: Saunders County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	112 E 1ST ST, VALPARAISO, NE 68065-5406
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Warranty Deed, Transfer · FHA Mortgage NEBRASKA INV FINANCIAL AUTHORITY
Mar 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK OF NEBRASKA
Feb 14, 2023	Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC
Nov 16, 2021	Deed of Trust, Mortgage · FHA Mortgage PINNACLE BANK
Sep 5, 2019	Warranty Deed, Transfer LIBERTY FIRST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2026 · Amount on File
Deed Sale	Aug 10, 2026 · Amount on File
Prior Sale	Sep 5, 2019 · Amount on File
Deed Document Number	202688
Deed Book / Page	640 / 539
Prior Transfer Date	May 12, 2014
Prior Transfer Doc	0450000281
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Aug 10, 2026
Property Address	112 E 1ST ST, VALPARAISO, NE 68065-5406
Document Number	0000000088
Book / Page	640 / 539
Instrument Date	Jul 31, 2026
Instrument	202688
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NEBRASKA TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82,153.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 E 1ST ST, VALPARAISO, NE 68065-5406

Mortgage

Document Number	0000000089,
Date	Aug 10, 2026
Instrument	20260889

Lender

Name	NEBRASKA INV FINANCIAL AUTHORITY

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000000090,
Date	Aug 10, 2026
Book Page	640/559
Instrument	202690

Lender

Name	NEBRASKA INV FINANCIAL AUTHORITY

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	112 E 1ST ST, VALPARAISO, NE 68065-5406
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006321140
Date	Mar 9, 2026
Book Page	632/1140
Instrument	2026-03-111

Lender

Name	FIRSTBANK OF NEBRASKA
Type	Bank
Address	STERLING, NE 68443

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	13 Months
Due	Apr 1, 2027

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	112 E 1ST ST, VALPARAISO, NE 68065-5406
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005910606
Date	Feb 14, 2023
Book Page	591/606
Instrument	2023-02-136

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	112 E 1ST ST, VALPARAISO, NE 68065-5406
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005710306
Date	Nov 16, 2021
Book Page	571/306
Instrument	2021-11-264

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Sep 5, 2019
Property Address	112 E 1ST ST, VALPARAISO, NE 68065-5406
Document Number	0005211207
Book / Page	000521 / 001207
Instrument Date	Aug 29, 2019
Instrument	48
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	NEBRASKA TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 E 1ST ST VALPARAISO NE 680655406, VALPARAISO, NE 68065-5406

Mortgage

Document Number	5211208
Date	Sep 5, 2019
Book Page	000521/001208
Instrument	49

Lender

Name	LIBERTY FIRST CU
Type	Credit Union
Address	LINCOLN, NE 68503

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 112 E 1st St was $2,179.

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saunders County
County Subdivision	Oak Creek Township
Municipality	Valparaiso Village
Unified School District	Raymond Central Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,179.00	$180,106 Land $13,790 Building $166,316	$180,106 Land $13,790 Building $166,316
2023	$2,885.00	$175,242 Land $13,790 Building $161,452	$175,242 Land $13,790 Building $161,452

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 E 1st St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1978–1991)
Most Recent Claim	Jan 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 E 1st St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF VALPARAISO serves 600 people · EPA ID NE3115511
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Zito Media Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E 1st St

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