303 E 1st St, Valparaiso, NE 68065 Property Records

Saunders County property record for 303 E 1st St, Valparaiso, NE 68065

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,260 sqft · built 1898
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Nov 2022)
Tax Bill	$2,484 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Aug 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2987-23-3-13025-006-0000`

Property Details

APN / Parcel Number

Primary APN	`2987-23-3-13025-006-0000`
Alternative APN	`005820000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	125 ft deep x 175 ft wide
Garage Type	Mixed
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces
Patio Area	400 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	303 E 1ST ST
City	VALPARAISO
State	NE
Zip	68065-5497
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOTS 3-10 BLK 6 JENSENS ADDITION VALPARAISO & VACATED ALLEY; MAP NUMBER: 2987-23-3-13025-006-0000
Legal Range	05
Legal Township	13
Legal Section	23
Legal Subdivision	VALPARAISO-JENSENS SUB
Legal Block	6
Legal Lot Number	3-10
Jurisdiction	SAUNDERS NE
Township / Civil Division	OAK CREEK
Census Block Group	3
Census Block	3172
Census Tract	968200

Owner

303 E 1st St is owned and occupied by two individuals who bought it in November 2022.

Source: Saunders County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	303 E 1ST ST, VALPARAISO, NE 68065-5497
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE
Aug 21, 2019	Warranty Deed, Transfer · Conventional Mortgage UNION BK&TR
Jul 23, 2018	Trustee's Deed, Construction Loan · Construction Mortgage OAK CREEK VLY BK
Jul 28, 2017	Warranty Deed, Transfer TITLE SERVICES/PLAINS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2022 · Amount on File
Deed Sale	Nov 3, 2022 · Amount on File
Prior Sale	Aug 21, 2019 · Amount on File
Deed Document Number	202248
Deed Book / Page	587 / 1321
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Nov 3, 2022
Property Address	303 E 1ST ST, VALPARAISO, NE 68065-5497
Document Number	0005871321
Book / Page	587 / 1321
Instrument Date	Oct 27, 2022
Instrument	2022-11-048
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	HOMESERVICES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202211049
Date	Nov 3, 2022
Instrument	2022-11-049

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Aug 21, 2019
Property Address	303 E 1ST ST, VALPARAISO, NE 68065-5497
Document Number	0005210373
Book / Page	000521 / 000373
Instrument Date	Aug 15, 2019
Instrument	306
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	HOMESERVICES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$321.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 E 1ST ST VALPARAISO NE 680655497, VALPARAISO, NE 68065-5497

Mortgage

Document Number	5210374
Date	Aug 21, 2019
Book Page	000521/000374
Instrument	307

Lender

Name	UNION BK&TR
Type	Bank
Address	LINCOLN, NE 68506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2049

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SAUNDERS NE
Recording Date	Jul 23, 2018
Property Address	303 E 1ST ST, VALPARAISO, NE 68065-5497
Document Number	0005061206
Book / Page	000506 / 001206
Instrument Date	Jul 17, 2018
Instrument	331
Transaction Type	Construction Loan
Record Updated	Aug 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 89 VALPARAISO NE 68065, VALPARAISO, NE 68065

Mortgage

Document Number	5061206
Date	Jul 23, 2018
Book Page	000506/001206
Instrument	331

Lender

Name	OAK CREEK VLY BK
Type	Bank
Address	VALPARAISO, NE 68065

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 22, 2019

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Jul 28, 2017
Property Address	303 E 1ST ST, VALPARAISO, NE 68065-5497
Document Number	0004921160
Book / Page	000492 / 001160
Instrument Date	Jul 27, 2017
Instrument	347
Transaction Type	Transfer
Record Updated	Jan 8, 2018
Title Company	TITLE SERVICES/PLAINS

Transaction

Amount	Amount on Record
Tax	$67.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

The 2025 property tax bill for 303 E 1st St was $2,484.

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saunders County
County Subdivision	Oak Creek Township
Municipality	Valparaiso Village
Unified School District	Raymond Central Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,484.00	$205,291 Land $28,469 Building $176,822	$205,291 Land $28,469 Building $176,822
2023	$2,151.00	$130,716 Land $28,469 Building $102,247	$130,716 Land $28,469 Building $102,247

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 303 E 1st St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1978–1991)
Most Recent Claim	Jan 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 E 1st St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF VALPARAISO serves 600 people · EPA ID NE3115511
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Zito Media Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E 1st St

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