112 E 16th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 112 E 16th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 744 sqft · built 1953
Lot Size	0.117 acres (5,084 sqft)
Owner	Individual Name on File
Last Sale	$183,465 (May 2023)
Tax Bill	$1,910 (2025)
Deeds & Mortgages	May 2023 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-21-231-005.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-21-231-005.000-023`
Alternative APN	`01612228884`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	744 sqft Living Area
Gross Area	1,488 sqft
1st Floor Area	1,488 sqft
Basement Area	744 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1988
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,084 sqft (0.117 acres)
Lot Dimensions	124 ft deep x 41 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	112 E 16TH ST
City	MISHAWAKA
State	IN
Zip	46544-5307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 SOUTH PARK ADD
Legal Subdivision	SOUTH PARK ADD
Legal Lot Number	17
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	2
Census Block	2018
Census Tract	10300

Owner

112 E 16th St is owned and occupied by an individual who bought it in May 2023.

Source: St. Joseph County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	112 E 16TH ST, MISHAWAKA, IN 46544-5307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Warranty Deed, Transfer · Conventional Mortgage HALLMARK HOME MORTGAGE LLC
May 26, 2022	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC
Jul 17, 2019	Warranty Deed, Transfer · Conventional Mortgage ROUNDPOINT MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2023 · Amount on File
Deed Sale	May 30, 2023 · Amount on File
Prior Sale	May 26, 2022 · Amount on File
Deed Document Number	202311678
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 30, 2023
Property Address	112 E 16TH ST, MISHAWAKA, IN 46544-5307
Document Number	0002311678
Map Reference	PB 14 PG S-7
Instrument Date	May 24, 2023
Instrument	2311678
Transaction Type	Transfer
Record Updated	Jun 28, 2023
Title Company	METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 E 16TH ST, MISHAWAKA, IN 46544-5307

Mortgage

Document Number	0002311679
Date	May 30, 2023
Instrument	2311679

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Mortgage

Document Number	0002311680
Date	May 30, 2023
Instrument	2311680

Lender

Name	INDIANA HSG & COMMUNITY DEV
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	108 Months
Due	May 24, 2032

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 26, 2022
Property Address	112 E 16TH ST, MISHAWAKA, IN 46544-5307
Document Number	0002215453
Map Reference	PB 14 PG S-7
Instrument Date	May 19, 2022
Instrument	2215453
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 E 16TH ST, MISHAWAKA, IN 46544-5307

Mortgage

Document Number	0002215454
Date	May 26, 2022
Instrument	2215454

Lender

Name	RUOFF MORTGAGE CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 17, 2019
Property Address	112 E 16TH ST, MISHAWAKA, IN 46544-5307
Document Number	0001917048
Map Reference	PB 14 PG S-7
Instrument Date	Jun 27, 2019
Instrument	1917048
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 E 16TH ST, MISHAWAKA, IN 46544-5307

Mortgage

Document Number	0001917049
Date	Jul 17, 2019
Instrument	1917049

Lender

Name	ROUNDPOINT MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2039

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 112 E 16th St was $1,910 with a homeowner's exemption, up 28.4% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,910.00 (+28.45%)	$182,600 Land $21,800 Building $160,800	$182,600 Land $21,800 Building $160,800
2024	$1,487.00 (+11.55%)
2023	$1,333.00 (+13.54%)	$118,600 (-) Land $21,800 Building $96,800	$118,600 (-) Land $21,800 Building $96,800
2022	$1,174.00 (+3.16%) Homeowner's exemption	$118,600 Land $21,800 Building $96,800	$118,600 Land $21,800 Building $96,800
2021	$1,138.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 E 16th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 E 16th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Mercury Fiber, Verizon.

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