Richland County property record for 112 Cotswold Ct, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,140 sqft · built 1978 |
| Lot Size | 0.305 acres (13,309 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $71,500 (Oct 2022) |
| Tax Bill | $1,160 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Oct 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03213-01-03 |
| Primary APN | 03213-01-03 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,140 sqft Heated Area |
| Gross Area | 2,366 sqft |
| 1st Floor Area | 2,140 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,309 sqft (0.305 acres) |
| Porch | Slab |
| Porch Area | 76 sqft |
| Patio Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00026910 |
|---|---|
| Street Address | 112 COTSWOLD CT |
| City | IRMO |
| State | SC |
| Zip | 29063-2245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 37 BLOCK U-1A 75X143.8X150X147.5 #SU FRIARSGATE-B SEC 10 #PR X-6512 |
| Legal Subdivision | NEW FRIARSGATE |
| Legal Lot Number | 37 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 10305 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 112 COTSWOLD CT, IRMO, SC 29063-2245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jan 4, 2023 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Oct 7, 2022 | Intrafamily Transfer, Transfer |
| Oct 6, 2022 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2022 · Amount on Record |
| Deed Sale | Oct 6, 2022 · Amount on Record |
| Deed Document Number | 202256327 |
| Deed Book / Page | 2786 / 12 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 112 COTSWOLD CT, IRMO, SC 29063-2245 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 112 COTSWOLD CT, IRMO, SC 29063-2245 |
| Document Number | 0028063321 |
|---|---|
| Date | Jan 4, 2023 |
| Book Page | 2806/3321 |
| Instrument | 2023000510 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 13, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 7, 2022 |
| Property Address | 112 COTSWOLD CT, IRMO, SC 29063-2245 |
| Document Number | 0027861697 |
| Book / Page | 2786 / 1697 |
| Instrument Date | Oct 6, 2022 |
| Instrument | 2022056590 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 112 COTSWOLD CT, IRMO, SC 29063-2245 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 6, 2022 |
| Property Address | 112 COTSWOLD CT, IRMO, SC 29063-2245 |
| Document Number | 0027860012 |
| Book / Page | 2786 / 12 |
| Map Reference | MB X PG 6512 |
| Instrument Date | Aug 2, 2022 |
| Instrument | 2022056327 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $185.90 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 112 COTSWOLD CT, IRMO, SC 29063-2245 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Irmo Town |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,160.00 (-71.97%) Homeowner's exemption | $5,188 (-96.85%) | $242,400 (-) Land $25,000 Building $217,400 |
| 2024 | $164,500 (+3,070.78%) | $242,400 (+86.89%) Land $25,000 Building $217,400 | |
| 2023 | $4,138.00 (+389.7%) | $5,188 (-0.04%) | $129,700 (-9.3%) |
| 2021 | $845.00 | $5,190 | $143,000 Land $19,200 Building $123,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 21 (1987–2021) |
| Claims Outside the SFHA | 9 of 21 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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