107 Cotswold Ct, Irmo, SC 29063 Property Records

Richland County property record for 107 Cotswold Ct, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,574 sqft · built 1978
Lot Size	0.468 acres (20,411 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Sep 2025)
Tax Bill	$823 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03213-01-06`

Property Details

APN / Parcel Number

Primary APN	`03213-01-06`
Alternative APNs	`R03213-01-06` `00026947`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,574 sqft Heated Area
Gross Area	1,758 sqft
1st Floor Area	890 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Cape Cod
Exterior Material	Logs
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,411 sqft (0.468 acres)
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00026947
Street Address	107 COTSWOLD CT
City	IRMO
State	SC
Zip	29063-2245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 34 BLK U-1A 33.8X103.5X115.2X152.9X70.4X 36.9 #SU FRIARSGATE B SECT 10
Legal Subdivision	NEW FRIARSGATE
Legal Block	1
Legal Lot Number	34
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	5
Census Block	5002
Census Tract	10305

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	101 SALUDA POINTE DR, LEXINGTON, SC 29072-7296
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Prior Sale	Dec 9, 2003 · Amount on Record
Deed Document Number	202546366
Deed Book / Page	3060 / 1096
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Sep 29, 2025
Property Address	107 COTSWOLD CT, IRMO, SC 29063-2245
Document Number	0030601096
Book / Page	3060 / 1096
Map Reference	MB 55 PG 9273
Instrument Date	Sep 26, 2025
Instrument	2025046366
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$598.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 SALUDA POINTE DR, LEXINGTON, SC 29072-7296

Mortgage

Document Number	2025046367
Date	Sep 29, 2025
Instrument	2025046367

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Irmo Town
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$823.00 (+28.59%) Homeowner's exemption	$4,052 (-)	$202,600 (+1%) Land $25,000 Building $177,600
2023	$640.00 (-1.54%)	$4,052 (+0.05%)	$101,300 (-8.08%)
2021	$650.00	$4,050	$110,200 Land $19,200 Building $91,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	21 (1987–2021)
Claims Outside the SFHA	9 of 21
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20