112 Cobble Stone Dr, Winchester, VA 22602 Property Records

Frederick County property record for 112 Cobble Stone Dr, Winchester, VA 22602

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,578 sqft · built 2013
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on File
Tax Bill$1,913 (2026)
Deeds & MortgagesSep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN55G5-2-59

Property Details

APN / Parcel Number

Primary APN55G5-2-59
Alternative APN
  • 8046527

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,578 sqft Living Area
Gross Area2,575 sqft
1st Floor Area789 sqft
Basement Area549 sqft
Finished Basement549 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2022
Architectural StyleTownhouse
Exterior MaterialStone
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area2,614 sqft (0.06 acres)
TerrainRolling
Garage TypeBuilt-in
Parking Spaces1 Parking Space
PorchPorch
Porch Area28 sqft
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8046527
Street Address112 COBBLE STONE DR
CityWINCHESTER
StateVA
Zip22602-6870
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRP
Legal DescriptionFIELDSTONE L59 S2P2
Legal SubdivisionFIELDSTONE
Legal Phase2
Legal Lot Number59
JurisdictionFREDERICK VA
Township / Civil DivisionRED BUD
Census Block Group2
Census Block2008
Census Tract51104

Owner

112 Cobble Stone Dr, a townhouse, is owned and occupied by an individual.

Source: Frederick County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address112 COBBLE STONE DR, WINCHESTER, VA 22602-6870
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address112 COBBLE STONE DR, WINCHESTER, VA 22602-6870
Document Number0000010174
Instrument DateSep 23, 2019
Transaction TypeMortgage
Record UpdatedOct 10, 2019
Title CompanyTANDEM TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 COBBLE STONE DR WINCHESTER VA 226026870, WINCHESTER, VA 22602-6870

Mortgage

Document Number0000010174
DateSep 27, 2019
Instrument10174
Lender
NameAPPLE FCU
TypeCredit Union
AddressFAIRFAX, VA 22030
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueSep 26, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 112 Cobble Stone Dr was $1,913, up 10.5% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,913.00 (+10.45%)$360,900 Land $68,000 Building $292,900$360,900 Land $68,000 Building $292,900
2025$1,732.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Cobble Stone Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Cobble Stone Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

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