Frederick County property record for 102 Cobble Stone Dr, Winchester, VA 22602
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,578 sqft · built 2013 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $242,500 (Jan 2016) |
| Tax Bill | $1,918 (2026) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 55G5-2-54 |
| Primary APN | 55G5-2-54 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,578 sqft Living Area |
| Gross Area | 2,595 sqft |
| 1st Floor Area | 789 sqft |
| Basement Area | 549 sqft |
| Finished Basement | 549 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,614 sqft (0.06 acres) |
| Terrain | Rolling |
| Garage Type | Built-in |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 28 sqft |
| Deck Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8046516 |
|---|---|
| Street Address | 102 COBBLE STONE DR |
| City | WINCHESTER |
| State | VA |
| Zip | 22602-6870 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RP |
| Legal Description | FIELDSTONE L54 S2P2 |
| Legal Subdivision | FIELDSTONE |
| Legal Phase | 2 |
| Legal Lot Number | 54 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | RED BUD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 51104 |
Source: Frederick County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 102 COBBLE STONE DR, WINCHESTER, VA 22602-6870 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 1, 2019 | Grant Deed, Transfer · Conventional with PMI PENTAGON FCU |
| Jul 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2016 · Amount on Record |
| Deed Sale | Jan 19, 2016 · Amount on Record |
| Deed Document Number | 2016459 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Aug 1, 2019 |
| Property Address | 102 COBBLE STONE DR, WINCHESTER, VA 22602-6870 |
| Document Number | 0000007684 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 7684 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2019 |
| Title Company | OLD TOWNE TITLE COMPANY, OLD TOWNE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 COBBLE STONE DR WINCHESTER VA 226026870, WINCHESTER, VA 22602-6870 |
| Document Number | 7685 |
|---|---|
| Date | Aug 1, 2019 |
| Instrument | 7685 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22313 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 102 COBBLE STONE DR, WINCHESTER, VA 22602-6870 |
| Document Number | 0000001850 |
| Instrument Date | Jul 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | OLD TOWNE TITLE COMPANY, OLD TOWNE TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 102 COBBLE STONE DR WINCHESTER VA 226026870, WINCHESTER, VA 22602-6870 |
| Document Number | 0000001850 |
|---|---|
| Date | Feb 14, 2020 |
| Instrument | 1850 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22313 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 13, 2050 |
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,918.00 (+10.42%) | $361,800 Land $68,000 Building $293,800 | $361,800 Land $68,000 Building $293,800 |
| 2025 | $1,737.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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