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112 Cloverleaf Dr, Schertz, TX 78154 Property Records

Guadalupe County property record for 112 Cloverleaf Dr, Schertz, TX 78154 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1,315 sqft · built 1971
Lot Size0.279 acres (12,158 sqft)
Owner2 Individual Names on File
Last Sale$178,100 (May 2020)
Tax Bill$1,723 (2025)
Deeds & MortgagesJun 2023 Mortgage
May 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN1G1930100500400000

Property Details

APN / Parcel Number

Primary APN1G1930100500400000
Alternative APNs
  • 000000032348
  • 000000244617
  • 32348

Interior

Stories1 Story
Building Area1,315 sqft Living Area
Gross Area1,964 sqft
1st Floor Area1,315 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 2000
Exterior MaterialBrick Veneer
Roof TypeGable
Lot Area12,158 sqft (0.279 acres)
Garage TypeAttached
Garage Area346 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area270 sqft
Patio Area96 sqft
Storage Building64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address112 CLOVERLEAF DR
CitySCHERTZ
StateTX
Zip78154-2404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 4 BLK: 5 ADDN: LONE OAK #1
Legal SubdivisionLONE OAK #1 (CITY OF SCHERTZ)
Legal Block5
Legal Lot Number4
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group2
Census Block2003
Census Tract210705

Owner

Source: Guadalupe County records · APN 1G1930100500400000

Assessment roll updated August 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address112 CLOVERLEAF DR, SCHERTZ, TX 78154-2404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2023Deed of Trust, Mortgage · FHA Mortgage
CENLAR FSB
May 27, 2020Warranty Deed, Transfer · FHA Mortgage
CMG FIN'L

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 27, 2020 · Amount on Record
Deed SaleMay 27, 2020 · Amount on Record
Deed Document Number202099012691
Prior Transfer DateMay 26, 2020
Prior Transfer Doc0099012691
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address112 CLOVERLEAF DR, SCHERTZ, TX 78154-2404
Transaction TypeMortgage
Record UpdatedJul 18, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 CLOVERLEAF DR, SCHERTZ, TX 78154-2404

Mortgage

Document Number0099015790
DateJun 26, 2023
Instrument202399015790
Lender
NameCENLAR FSB
TypeBank
AddressTRENTON, NJ 08618
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term324 Months
DueJun 01, 2050

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGUADALUPE TX
Recording DateMay 27, 2020
Property Address112 CLOVERLEAF DR, SCHERTZ, TX 78154-2404
Document Number0000012691
Instrument DateMay 26, 2020
Instrument12691
Transaction TypeTransfer
Record UpdatedJul 15, 2020
Title CompanyTEXAS RECORDING SERVICES LLC, TEXAS RECORDING SVCS LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address112 CLOVERLEAF DR SCHERTZ TX 781542404, SCHERTZ, TX 78154-2404

Mortgage

Document Number12692
DateMay 27, 2020
Instrument12692
Lender
NameCMG FIN'L
TypeFunding / Finance Company
AddressSAN RAMON, CA 94583
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 26, 2050

Tax Assessment & Valuation

Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyGuadalupe County
MunicipalitySchertz City
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$127,787 (-24.52%) Land $60,915 Building $66,872$127,787 (-24.52%) Land $60,915 Building $66,872
2025$1,723.00 (-46.87%) Homeowner's exemption$169,306 (-26.86%) Land $36,932 Building $132,374$169,306 (-26.86%) Land $36,932 Building $132,374
2024$3,243.00 (+13.67%)
2023$2,853.00 (-18.04%) Homeowner's exemption$231,485 Land $47,928 Building $183,557$231,485 Land $47,928 Building $183,557
2022$3,481.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Guadalupe County (48187C), updated April 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481872107052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Flood Insurance CostPremium on Record
median of 23 individual NFIP policies nearby
Nearby Flood Policies23 in force
19 of 23 on primary residences
Nearby Flood Claims25 (1991–2015)
Claims Outside the SFHA11 of 25
Most Recent ClaimApr 2015, rainfall accumulation
Flood Events
  • Flooding 10/18/98 (Oct 1998), 12 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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