108 Cloverleaf Dr, Schertz, TX 78154 Property Records

Guadalupe County property record for 108 Cloverleaf Dr, Schertz, TX 78154

Property Summary

Property TypeSingle Family Home
Details1,270 sqft · built 2000
Lot Size0.241 acres (10,515 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesJan 2020 Mortgage
May 2019 Mortgage
Flood ZoneZone X (moderate risk)
APN1G-1930-1005-00300-000

Property Details

APN / Parcel Number

Primary APN1G-1930-1005-00300-000
Alternative APNs
  • 000000032347
  • 000000233824

Interior

Stories1 Story
Building Area1,270 sqft Living Area
Gross Area1,821 sqft
1st Floor Area1,270 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Lot Area10,515 sqft (0.241 acres)
Garage TypeAttached
Garage Area551 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area68 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Account Number000000233824
Old Parcel Number1G1930100500300000
StateTX
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 3 BLK: 5 ADDN: LONE OAK 1
Legal SubdivisionLONE OAK #1 (CITY OF SCHERTZ)
Legal Block5
Legal Lot Number3
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group2
Census Block2003
Census Tract210705

Owner

Source: Guadalupe County records, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address108 CLOVERLEAF DR, SCHERTZ, TX 78154-2404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2020Deed of Trust, Mortgage · VA Mortgage
GUILD MTG
May 17, 2019Warranty Deed, Transfer · VA Mortgage
GUILD MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 17, 2019
Deed SaleMay 17, 2019
Prior SaleFeb 17, 2016
Deed Document Number201999010702
Record UpdatedJun 8, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address108 CLOVERLEAF DR, SCHERTZ, TX 78154-2404
Document Number0000002500
Instrument DateJan 29, 2020
Transaction TypeMortgage
Record UpdatedFeb 20, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 CLOVERLEAF DR SCHERTZ TX 781542404, SCHERTZ, TX 78154-2404

Mortgage

Document Number0000002500
DateJan 30, 2020
Instrument2500
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 29, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGUADALUPE TX
Recording DateMay 17, 2019
Property Address108 CLOVERLEAF DR, SCHERTZ, TX 78154-2404
Document Number0000010702
Instrument DateMay 6, 2019
Instrument10702
Transaction TypeTransfer
Record UpdatedMay 30, 2019
Title CompanyPLATINUM TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 CLOVERLEAF DR SCHERTZ TX 781542404, SCHERTZ, TX 78154-2404

Mortgage

Document Number10703
DateMay 17, 2019
Instrument10703
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 16, 2049

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGuadalupe County
MunicipalitySchertz City
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$148,556 (-30.61%) Land $33,007 Building $115,549$148,556 (-30.61%) Land $33,007 Building $115,549
2023$214,100 Land $43,517 Building $170,583$214,100 Land $43,517 Building $170,583

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims25 (1991–2015)
Claims Outside the SFHA11 of 25
Most Recent ClaimApr 2015 · rainfall accumulation
Claims by Event
  • Flooding 10/18/98, Oct 1998 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SCHERTZ
serves 41,948 people · EPA ID TX0940003
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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