112 Clover Ave, Erlanger, KY 41018 Property Records

Kenton County property record for 112 Clover Ave, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 1960
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on File
Last Sale	$35,000 (Jul 1996)
Tax Bill	$2,517 (2025)
Deeds & Mortgages	Nov 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`015-20-31-005.00`

Property Details

APN / Parcel Number

Primary APN	`015-20-31-005.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,764 sqft Finished Area
Gross Area	1,972 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Stucco
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	41,818 sqft (0.96 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	112 CLOVER AVE
City	ERLANGER
State	KY
Zip	41018-1880
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GALE SEC 2 LOTS 51-51 1/2 & 57-58-59
Legal Subdivision	GALE E T
Legal Phase	2
Legal Lot Number	51-59
Legal Unit	2
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3007
Census Tract	64500

Owner

112 Clover Ave is owned and occupied by two individuals who bought it in July 1996.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	112 CLOVER AVE, ERLANGER, KY 41018-1880
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 1996 · Amount on File
Deed Sale	Jul 1, 1996 · Amount on File
Record Updated	Oct 29, 2026

November 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	KENTON KY
Recording Date	Nov 22, 2022
Property Address	112 CLOVER AVE, ERLANGER, KY 41018-1880
Document Number	0005900043
Book / Page	201 / 618
Map Reference	PL 90 1/2
Instrument Date	Nov 7, 2022
Instrument	22112205900043
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 CLOVER AVE, ERLANGER, KY 41018-1880

Tax Assessment & Valuation

The 2025 property tax bill for 112 Clover Ave was $2,517 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,000 (-) Land $40,000 Building $200,000	$240,000 (-) Land $40,000 Building $200,000
2025	$2,517.00 Homeowner's exemption	$240,000 Land $40,000 Building $200,000	$240,000 Land $40,000 Building $200,000
2023	$2,514.00 Homeowner's exemption	$240,000 Land $40,000 Building $200,000	$240,000 Land $40,000 Building $200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Clover Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Clover Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20