Scott County property record for 112 Citation Ct, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,118 sqft · built 1996 |
| Lot Size | 0.21 acres (9,155 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,190 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Oct 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 137-40-113.000 |
| Primary APN | 137-40-113.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,118 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Combination |
| Foundation Type | Block |
| Lot Area | 9,155 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 112 CITATION CT |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DERBY ESTATES |
| Legal Subdivision | DERBY ESTATES |
| Legal Phase | 1A |
| Legal Lot Number | 24 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 40606 |
112 Citation Ct is owned and occupied by two individuals.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 112 CITATION CT, GEORGETOWN, KY 40324-2539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2021 | Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE |
| Oct 19, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Dec 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Feb 22, 2019 | Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 112 CITATION CT, GEORGETOWN, KY 40324-2539 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | M1651/506 |
|---|---|
| Date | Nov 4, 2021 |
| Book Page | M1651/506 |
| Instrument | 445079 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 112 CITATION CT, GEORGETOWN, KY 40324-2539 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | M1363/492 |
|---|---|
| Date | Oct 19, 2017 |
| Book Page | M1363/492 |
| Instrument | 376252 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 112 CITATION CT, GEORGETOWN, KY 40324-2539 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | M1478/504 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | M1478/504 |
| Instrument | 409427 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 112 CITATION CT, GEORGETOWN, KY 40324-2539 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | M1428/821 |
|---|---|
| Date | Feb 22, 2019 |
| Book Page | M1428/821 |
| Instrument | 396940 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
The 2025 property tax bill for 112 Citation Ct was $1,190 with a homeowner's exemption.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $182,800 (-) | $182,800 (-) | |
| 2025 | $1,190.00 Homeowner's exemption | $182,800 | $182,800 |
| 2023 | $1,099.00 (+9.35%) Homeowner's exemption | $167,600 (+7.16%) Land $37,500 Building $130,100 | $167,600 (+7.16%) Land $37,500 Building $130,100 |
| 2022 | $1,005.00 Homeowner's exemption | $156,400 Land $33,000 Building $123,400 | $156,400 Land $33,000 Building $123,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 112 Citation Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 112 Citation Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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