105 Citation Ct, Georgetown, KY 40324 Property Records

Scott County property record for 105 Citation Ct, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,438 sqft · built 1996
Lot Size	0.48 acres (20,939 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Jul 2025)
Tax Bill	$1,870 (2025)
Deeds & Mortgages	Jan 2025 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`137-40-125.000`

Property Details

APN / Parcel Number

Primary APN	`137-40-125.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,438 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Lot Area	20,939 sqft (0.48 acres)
Garage Type	Attached
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	105 CITATION CT
City	GEORGETOWN
State	KY
Zip	40324-2551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DERBY ESTATES
Legal Subdivision	DERBY ESTATES
Legal Phase	1A
Legal Lot Number	3
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1009
Census Tract	40606

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 CITATION CT, GEORGETOWN, KY 40324-2551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2025 · Amount on Record
Deed Sale	Jul 16, 2025 · Amount on Record
Prior Sale	Jan 30, 2025 · Amount on Record
Deed Document Number	2025548263
Deed Book / Page	458 / 793
Record Updated	Oct 29, 2026

January 2025: Deed, Construction Loan

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jan 30, 2025
Property Address	105 CITATION CT, GEORGETOWN, KY 40324-2551
Document Number	00D455/117
Book / Page	D455 / 117
Map Reference	CAB 4 SL 1549
Instrument Date	Jan 24, 2025
Instrument	524551
Transaction Type	Construction Loan
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 PRATER DR, GEORGETOWN, KY 40324-8663

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 LARCH LN, LEXINGTON, KY 40511-2006
Investor	Possibly a Property Investor

Mortgage

Document Number	0000524552
Date	Jan 30, 2025
Instrument	524552

Lender

Name	CITIZENS BANK OF KENTUCKY INC
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 24, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,000 (+35.71%)	$285,000 (+35.71%)
2025	$1,870.00 (+3.83%)	$210,000 (+5.69%)	$210,000 (+5.69%)
2023	$1,801.00 (+14.57%)	$198,700 (+9.6%) Land $37,500 Building $161,200	$198,700 (+9.6%) Land $37,500 Building $161,200
2022	$1,572.00	$181,300 Land $33,000 Building $148,300	$181,300 Land $33,000 Building $148,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20