112 Chestnut St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 112 Chestnut St, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	820 sqft · built 1948
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$930,000 (Mar 2025)
Tax Bill	$9,951 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-00129-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`31-00129-0000-00006`
Alternative APNs	`310012900006` `274200`

Interior

Stories	1 Story
Building Area	820 sqft Living Area
1st Floor Area	820 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	274200
Street Address	112 CHESTNUT ST
City	LODI
State	NJ
Zip	07644-2808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	75X100
Legal Subdivision	HASBROUCK TERRACE MAP 3
Legal Block	129
Legal Lot Number	6
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	2
Census Block	2005
Census Tract	30401

Owner

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	112 CHESTNUT ST, LODI, NJ 07644-2808
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 25, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 15, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 12, 2019	Deed of Trust, Mortgage · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2025 · Amount on Record
Deed Sale	Mar 14, 2025 · Amount on Record
Prior Sale	Jul 1, 2014 · Amount on Record
Deed Document Number	202518822
Deed Book / Page	5454 / 153
Prior Transfer Date	Nov 11, 2002
Prior Transfer Doc	8547000230
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	112 CHESTNUT ST, LODI, NJ 07644-2808
Transaction Type	Mortgage
Record Updated	May 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 CHESTNUT ST, LODI, NJ 07644-2808

Mortgage

Document Number	0057501402
Date	Mar 19, 2026
Book Page	5750/1402
Instrument	2026018223

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	112 CHESTNUT ST, LODI, NJ 07644-2808
Transaction Type	Mortgage
Record Updated	Feb 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049161237
Date	Jan 25, 2023
Book Page	4916/1237
Instrument	2023007411

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	112 CHESTNUT ST, LODI, NJ 07644-2808
Transaction Type	Mortgage
Record Updated	Aug 26, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 CHESTNUT ST, LODI, NJ 07644-2808

Mortgage

Document Number	0042141734
Date	Jun 15, 2021
Book Page	4214/1734
Instrument	2021096170

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Aug 1, 2049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	112 CHESTNUT ST, LODI, NJ 07644-2808
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTCORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032932261
Date	Jul 12, 2019
Book Page	3293/2261
Instrument	19-045150

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,100 (-) Land $177,500 Building $103,600	$281,100 (-) Land $177,500 Building $103,600
2025	$9,951.00 (+5.61%)	$281,100 (-) Land $177,500 Building $103,600	$281,100 (-) Land $177,500 Building $103,600
2024	$9,422.00 (+2.69%)
2023		$281,100 Land $177,500 Building $103,600	$281,100 Land $177,500 Building $103,600
2022	$9,175.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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