98 Chestnut St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 98 Chestnut St, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	1,122 sqft · built 1948
Lot Size	0.085 acres (3,698 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Apr 2018)
Tax Bill	$8,514 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-00129-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`31-00129-0000-00014`
Alternative APNs	`310012900014` `274500`

Interior

Stories	1 Story
Building Area	1,122 sqft Living Area
1st Floor Area	1,122 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Frame
Lot Area	3,698 sqft (0.085 acres)
Lot Dimensions	100 ft deep x 37 ft wide

Location & Zoning

Account Number	274500
Street Address	98 CHESTNUT ST
City	LODI
State	NJ
Zip	07644-2808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	37X100
Legal Block	129
Legal Lot Number	14
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	2
Census Block	2005
Census Tract	30401

Owner

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	98 CHESTNUT ST, LODI, NJ 07644-2808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 2, 2018	Deed, Transfer
Nov 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2018 · Amount on Record
Deed Sale	Apr 2, 2018 · Amount on Record
Prior Sale	Oct 29, 1991
Deed Document Number	201818-021265
Deed Book / Page	2895 / 132
Prior Transfer Date	Jul 21, 2017
Prior Transfer Doc	0027901984
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	98 CHESTNUT ST, LODI, NJ 07644-2808
Transaction Type	Mortgage
Record Updated	Mar 10, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 CHESTNUT ST, LODI, NJ 07644-2808

Mortgage

Document Number	0045401713
Date	Jan 18, 2022
Book Page	4540/1713
Instrument	2022007310

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Apr 1, 2048

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 2, 2018
Property Address	98 CHESTNUT ST, LODI, NJ 07644-2808
Document Number	0028950132
Book / Page	2895 / 132
Instrument Date	Mar 14, 2018
Instrument	00018-021265
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 CHESTNUT ST, LODI, NJ 07644-2808

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 21, 2017
Property Address	98 CHESTNUT ST, LODI, NJ 07644-2808
Document Number	0027901984
Book / Page	002790 / 001984
Instrument Date	Jul 21, 2017
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 CHESTNUT ST LODI NJ 076442808, LODI, NJ 07644-2808

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,500 (-) Land $160,000 Building $80,500	$240,500 (-) Land $160,000 Building $80,500
2025	$8,514.00 (+5.61%)	$240,500 (-) Land $160,000 Building $80,500	$240,500 (-) Land $160,000 Building $80,500
2024	$8,062.00 (+2.71%)
2023		$240,500 Land $160,000 Building $80,500	$240,500 Land $160,000 Building $80,500
2022	$7,849.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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