112 Chatham St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 112 Chatham St, Lynn, MA 01902

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 3,253 sqft · built 1900
Lot Size	0.143 acres (6,212 sqft)
Owner	2 Trust Names on File
Tax Bill	$8,048 (2025)
Deeds & Mortgages	Sep 2026 Transfer Nov 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:095 L:516 S:017`

Property Details

APN / Parcel Number

Primary APN	`B:095 L:516 S:017`
Alternative APN	`LYNN M:095 B:516 L:017`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,253 sqft Living Area
Gross Area	5,246 sqft
Basement Area	1,298 sqft
Unfinished Basement	1,298 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,212 sqft (0.143 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	112 CHATHAM ST
City	LYNN
State	MA
Zip	01902-2317
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Block	516
Legal Lot Number	17
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3000
Census Tract	206500

Owner

112 Chatham St, a duplex, is owner-occupied and held in a trust since September 2026.

Source: Essex County and Lynn City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	112 CHATHAM ST, LYNN, MA 01902-2317
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Quit Claim Deed, Transfer Quitclaim
Nov 22, 2023	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
May 9, 2023	Deed of Trust, Mortgage · Line of Credit EASTERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 18, 2026
Transfer Doc	0000000090
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Sep 22, 2026
Property Address	112 CHATHAM ST, LYNN, MA 01902-2317
Document Number	0000000090
Book / Page	43641 / 68
Instrument Date	Sep 18, 2026
Instrument	202690
Transaction Type	Transfer
Record Updated	Oct 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 CHATHAM ST, LYNN, MA 01902-2317

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	112 CHATHAM ST, LYNN, MA 01902-2317
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041871-359
Date	Nov 22, 2023
Book Page	41871/359
Instrument	20231122000100

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	112 CHATHAM ST, LYNN, MA 01902-2317
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041555-21
Date	May 9, 2023
Book Page	41555/21
Instrument	20230509000070

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 112 Chatham St was $8,048, up 5.6% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,048.00 (+5.6%)	$776,849 (+7.34%) Land $191,900 Building $584,949	$780,927
2024	$7,621.00 (+2.12%)	$723,700 (+8.13%) Land $182,400 Building $541,300
2023	$7,463.00	$669,300 Land $166,100 Building $503,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Chatham St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 112 Chatham St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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