107 Chatham St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 107 Chatham St, Lynn, MA 01902

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,366 sqft · built 1900
Lot Size	0.084 acres (3,668 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Apr 2021)
Tax Bill	$5,100 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Nov 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B:094 L:528 S:022`

Property Details

APN / Parcel Number

Primary APN	`B:094 L:528 S:022`
Alternative APN	`LYNN M:094 B:528 L:022`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,366 sqft Living Area
Gross Area	2,647 sqft
Basement Area	803 sqft
Unfinished Basement	803 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,668 sqft (0.084 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	107 CHATHAM ST
City	LYNN
State	MA
Zip	01902-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	528
Legal Lot Number	22
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1011
Census Tract	206500

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 CHATHAM ST, LYNN, MA 01902-2314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 25, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Apr 29, 2021	Quit Claim Deed, Transfer · FHA Mortgage UNMB HOME LOANS INC
Apr 22, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2021 · Amount on Record
Deed Sale	Apr 29, 2021 · Amount on Record
Prior Sale	Jul 30, 2003 · Amount on Record
Deed Book / Page	39822 / 223
Prior Transfer Date	Apr 20, 2020
Prior Transfer Doc	38442-439
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	107 CHATHAM ST, LYNN, MA 01902-2314
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041971-547
Date	Feb 2, 2024
Book Page	41971/547
Instrument	20240202000030

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	107 CHATHAM ST, LYNN, MA 01902-2314
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042450-388
Date	Nov 25, 2024
Book Page	42450/388
Instrument	20241125000380

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Apr 29, 2021
Property Address	107 CHATHAM ST, LYNN, MA 01902-2314
Document Number	039822-223
Book / Page	39822 / 223
Instrument Date	Apr 29, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	107 CHATHAM ST, LYNN, MA 01902-2314

Mortgage

Document Number	0039822228
Date	Apr 29, 2021
Instrument	39822/228

Lender

Name	UNMB HOME LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Apr 22, 2020
Property Address	107 CHATHAM ST, LYNN, MA 01902-2314
Document Number	38442-439
Book / Page	038442 / 000439
Instrument Date	Apr 20, 2020
Instrument	22002200
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 CHATHAM ST LYNN MA 019022314, LYNN, MA 01902-2314

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,100.00 (+3.85%)	$492,300 (+5.55%) Land $169,500 Building $322,800	$481,365
2024	$4,911.00 (+6.32%)	$466,400 (+12.58%) Land $161,100 Building $305,300
2023	$4,619.00	$414,300 Land $146,700 Building $267,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,066 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

Nearby Properties on Chatham St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures