Madison County property record for 112 Cedar Dr, Berea, KY 40403 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on File |
| Last Sale | $139,000 (Mar 2004) |
| Tax Bill | $1,149 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit May 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0097-0001-0021 |
| Primary APN | 0097-0001-0021 |
|---|---|
| Alternative APNs |
|
| Account Number | 73537 |
|---|---|
| Street Address | 112 CEDAR DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDAR POINTE LOT 21 SEC 1 |
| Legal Subdivision | CEDAR POINTE |
| Legal Block | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 11103 |
Source: Madison County records · APN 0097-0001-0021
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 112 CEDAR DR, BEREA, KY 40403-9675 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2026 | Deed of Trust, Mortgage · Line of Credit US BANK |
| May 28, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 29, 2004 · Amount on Record |
| Deed Sale | Mar 29, 2004 · Amount on Record |
| Deed Document Number | 0000571225 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 22, 2026 |
| Property Address | 112 CEDAR DR, BEREA, KY 40403-9675 |
| Document Number | 0014363867 |
| Book / Page | 2488 / 322 |
| Instrument Date | Jul 03, 2026 |
| Instrument | 202614363867 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 112 CEDAR DR, BEREA, KY 40403-9675 |
| Document Number | 0014363867, |
|---|---|
| Date | Jul 22, 2026 |
| Book Page | 2488/322 |
| Instrument | 202614363867 |
| Name | US BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 13, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 112 CEDAR DR, BEREA, KY 40403-9675 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0M2057/778 |
|---|---|
| Date | May 28, 2021 |
| Book Page | M2057/778 |
| Instrument | 2014038703 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 05, 2051 |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,149.00 (-23.91%) Homeowner's exemption | $171,000 (+9.83%) | $171,000 (+9.83%) |
| 2023 | $1,510.00 | $155,700 | $155,700 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 38% of the US · above 69% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 1,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures