109 Cedar Dr, Berea, KY 40403 Property Records

Madison County property record for 109 Cedar Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Tax Bill	$1,356 (2025)
Deeds & Mortgages	Dec 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0097-0001-0007`

Property Details

APN / Parcel Number

Primary APN	`0097-0001-0007`
Alternative APNs	`104816` `142187` `72357`

Location & Zoning

Account Number	72357
Street Address	109 CEDAR DR
City	BEREA
State	KY
Zip	40403-9675
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR POINTE LOT 7 SEC 1
Legal Subdivision	CEDAR POINTE
Legal Lot Number	7
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1014
Census Tract	11103

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	109 CEDAR DR, BEREA, KY 40403-9675
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 15, 2022
Transfer Doc	00D832/641
Record Updated	Jun 8, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Dec 15, 2022
Property Address	109 CEDAR DR, BEREA, KY 40403-9675
Document Number	00D832/641
Book / Page	D832 / 641
Map Reference	MB 9 PG 346
Instrument Date	Dec 14, 2022
Instrument	2014123901
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 CEDAR DR, BEREA, KY 40403-9675

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 CEDAR DR, BEREA, KY 40403-9675

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,356.00 (+26.61%) Homeowner's exemption	$193,000 (+23.09%)	$193,000 (+23.09%)
2023	$1,071.00 Homeowner's exemption	$156,800	$156,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000