112 Cambridge Cir, Waco (Woodway), TX 76712 Property Records

McLennan County property record for 112 Cambridge Cir, Waco, TX 76712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,162 sqft · built 2007
Lot Size	0.146 acres (6,377 sqft)
Owner	Individual Name on Record
Tax Bill	$4,861 (2025)
Deeds & Mortgages	Mar 2023 Transfer Mar 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-338504-000114-0`

Property Details

APN / Parcel Number

Primary APN	`36-338504-000114-0`
Alternative APN	`319210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,162 sqft Living Area
Gross Area	2,646 sqft
1st Floor Area	2,162 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	6,377 sqft (0.146 acres)
Lot Dimensions	125 ft deep x 54 ft wide
Garage Type	Attached
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	800 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	246 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	112 CAMBRIDGE CIR
City	WACO
State	TX
Zip	76712-7561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	VILLAGE AT WINDSTONE CT LOT 14 BLOCK 1 ACRES .1464
Legal Subdivision	VILLAGE AT WINDSTONE CT
Legal Block	1
Legal Lot Number	14
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2015
Census Tract	2900

Owner

Source: McLennan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	112 CAMBRIDGE CIR, WACO, TX 76712-7561
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Transfer on Death Deed, Transfer
Mar 10, 2021	Deed of Trust, Mortgage · Line of Credit BBVA USA
Sep 30, 2021	Special Warranty Deed, Transfer
Mar 16, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2025
Deed Sale	Mar 26, 2025
Prior Sale	Feb 18, 2025
Deed Document Number	20258890
Prior Transfer Date	Mar 24, 2023
Prior Transfer Doc	0000008264
Record Updated	Oct 29, 2026

March 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLENNAN TX
Recording Date	Mar 24, 2023
Property Address	112 CAMBRIDGE CIR, WACO, TX 76712-7561
Document Number	0000008264
Map Reference	DOC 2002003509
Instrument Date	Mar 24, 2023
Instrument	2023008264
Transaction Type	Transfer
Record Updated	Apr 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 CAMBRIDGE CIR, WACO, TX 76712-7561

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4601 SPEEGLEVILLE RD, MC GREGOR, TX 76657-4114

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	112 CAMBRIDGE CIR, WACO, TX 76712-7561
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008693
Date	Mar 10, 2021
Instrument	2021008693

Lender

Name	BBVA USA
Type	Bank
Address	WOODWAY, TX 76712

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Sep 30, 2021
Property Address	112 CAMBRIDGE CIR, WACO, TX 76712-7561
Document Number	0000040049
Map Reference	FILE 2002003509
Instrument Date	Sep 28, 2021
Instrument	2021040049
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 DOVE HILL LN, CHINA SPRING, TX 76633-2706

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Mar 16, 2020
Property Address	112 CAMBRIDGE CIR, WACO, TX 76712-7561
Document Number	0000008698
Instrument Date	Mar 13, 2020
Instrument	8698
Transaction Type	Transfer
Record Updated	May 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	112 CAMBRIDGE CIR WACO TX 767127561, WACO, TX 76712-7561

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$432,874 (+4.22%) Land $57,969 Building $374,905	$432,874 (+4.22%) Land $57,969 Building $374,905
2025	$4,861.00 (-14.94%)	$415,340 (+1.68%) Land $52,680 Building $362,660	$415,340 (+1.68%) Land $52,680 Building $362,660
2024	$5,715.00 (+7.67%)
2023		$408,470 Land $52,680 Building $355,790	$408,470 Land $52,680 Building $355,790
2022	$5,308.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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