McLennan County property record for 104 Cambridge Cir, Waco, TX 76712
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,835 sqft · built 2005 |
| Lot Size | 0.153 acres (6,651 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,275 (2025) |
| Deeds & Mortgages | Mar 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-338504-000112-0 |
| Primary APN | 36-338504-000112-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,835 sqft Living Area |
| Gross Area | 2,348 sqft |
| 1st Floor Area | 1,835 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 6,651 sqft (0.153 acres) |
| Lot Dimensions | 120 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 513 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 268 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 104 CAMBRIDGE CIR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76712-7561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | VILLAGE AT WINDSTONE CT LOT 12 BLOCK 1 ACRES .1527 |
| Legal Subdivision | VILLAGE AT WINDSTONE CT |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 2900 |
104 Cambridge Cir is owned and occupied by two individuals who acquired it in March 2025.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 CAMBRIDGE CIR, WACO, TX 76712-7561 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 19, 2025 |
| Transfer Doc | 0000008190 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Mar 20, 2025 |
| Property Address | 104 CAMBRIDGE CIR, WACO, TX 76712-7561 |
| Document Number | 0000008190 |
| Map Reference | DOC 2002003509 |
| Instrument Date | Mar 19, 2024 |
| Instrument | 2025008190 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 CAMBRIDGE CIR, WACO, TX 76712-7561 |
The 2025 property tax bill for 104 Cambridge Cir was $3,275, down 17.1% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Midway Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $388,741 (+4.23%) Land $59,594 Building $329,147 | $388,741 (+4.23%) Land $59,594 Building $329,147 | |
| 2025 | $3,275.00 (-17.11%) Homeowner's exemption Senior Citizen's exemption | $372,950 Land $54,140 Building $318,810 | $372,950 Land $54,140 Building $318,810 |
| 2024 | $3,951.00 | ||
| 2023 | $363,490 Land $54,140 Building $309,350 | $363,490 Land $54,140 Building $309,350 | |
| 2022 | $3,596.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Cambridge Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Cambridge Cir is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
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