112 Betsy Ct, Smithville, MO 64089 Property Records

Clay County property record for 112 Betsy Ct, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,199 sqft · built 1997
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Tax Bill	$3,113 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jan 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-305-00-02-029.00`

Property Details

APN / Parcel Number

Primary APN	`09-305-00-02-029.00`
Alternative APNs	`0930500020290001` `9305000202900` `260918`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,199 sqft Living Area
Gross Area	2,366 sqft
1st Floor Area	1,199 sqft
Basement Area	592 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	128 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	112 BETSY CT
City	SMITHVILLE
State	MO
Zip	64089-8366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODS COURT 2ND PLAT LT 29
Legal Range	33W
Legal Township	52N
Legal Section	02
Legal Subdivision	WOODS COURT 2ND
Legal Lot Number	29
Jurisdiction	CLAY MO
Township / Civil Division	PLATTE
Census Block Group	3
Census Block	3011
Census Tract	21900

Owner

112 Betsy Ct is owned and occupied by an individual who acquired it in January 2023.

Source: Clay County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	112 BETSY CT, SMITHVILLE, MO 64089-8366
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST CAPITAL MORTGAGE INC
Jan 25, 2023	Warranty Deed, Transfer ALLIANCE TITLE COMPANY, ALLIANCE NTNWD TTL AGCY LLC
Dec 29, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2023
Deed Sale	Jan 25, 2023
Prior Sale	Dec 29, 2020 · Amount on File
Deed Document Number	20231712
Deed Book / Page	9509 / 94
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	112 BETSY CT, SMITHVILLE, MO 64089-8366
Transaction Type	Mortgage
Record Updated	Nov 7, 2023
Title Company	LAKESIDE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11320 N ROBINHOOD LN, KANSAS CITY, MO 64154-2305

Mortgage

Document Number	0000002661
Date	Feb 9, 2023
Book Page	9514/92
Instrument	2023002661

Lender

Name	MIDWEST CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	SIBLEY, MO 64088

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Jan 25, 2023
Property Address	112 BETSY CT, SMITHVILLE, MO 64089-8366
Document Number	0000001712
Book / Page	9509 / 94
Instrument Date	Jan 19, 2022
Instrument	2023001712
Transaction Type	Transfer
Record Updated	Jan 31, 2023
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE NTNWD TTL AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 BETSY CT, SMITHVILLE, MO 64089-8366

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Dec 29, 2020
Property Address	112 BETSY CT, SMITHVILLE, MO 64089-8366
Document Number	0000051063
Book / Page	8914 / 128
Instrument Date	Dec 22, 2020
Instrument	2020051063
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	STEWART TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 BETSY CT, SMITHVILLE, MO 64089-8366

Mortgage

Document Number	0000051127
Date	Dec 29, 2020
Instrument	2020051127

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 112 Betsy Ct was $3,113.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Smithville City
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,113.00	$43,740	$230,211
2023	$2,654.00	$38,440	$202,315
2019	$2,048.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 112 Betsy Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Betsy Ct is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHVILLE PWS serves 10,885 people · EPA ID MO1010748
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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