111 Betsy Ct, Smithville, MO 64089 Property Records

Clay County property record for 111 Betsy Ct, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,708 sqft · built 1997
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,876 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Nov 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-305-00-01-014.00`

Property Details

APN / Parcel Number

Primary APN	`09-305-00-01-014.00`
Alternative APNs	`0930500010140001` `9305000101400` `275411`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,708 sqft Living Area
Gross Area	3,508 sqft
1st Floor Area	1,708 sqft
Basement Area	828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	130 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	880 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Wood Porch
Deck Area	336 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	111 BETSY CT
City	SMITHVILLE
State	MO
Zip	64089-8366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODS COURT 2ND PLAT LT 32
Legal Range	33W
Legal Township	52N
Legal Section	02
Legal Subdivision	WOODS COURT 2ND
Legal Lot Number	32
Jurisdiction	CLAY MO
Township / Civil Division	PLATTE
Census Block Group	3
Census Block	3011
Census Tract	21900

Owner

111 Betsy Ct is owned and occupied by two individuals who acquired it in September 2022.

Source: Clay County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	111 BETSY CT, SMITHVILLE, MO 64089-8366
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
Nov 12, 2019	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Dec 1, 2020	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Sep 8, 2022	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Jul 20, 2020	Warranty Deed, Transfer FIRST FED'L BK/KANSAS CITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2022
Deed Sale	Sep 8, 2022
Prior Sale	Jul 20, 2020
Deed Document Number	202229722
Deed Book / Page	9443 / 141
Prior Transfer Date	May 25, 2012
Prior Transfer Doc	0000021442
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	111 BETSY CT, SMITHVILLE, MO 64089-8366
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 N IRONWOOD ST, GILBERT, AZ 85234-5730

Mortgage

Document Number	0000029849
Date	Sep 9, 2022
Book Page	9444/101
Instrument	2022029849

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	111 BETSY CT, SMITHVILLE, MO 64089-8366
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034033
Date	Nov 12, 2019
Book Page	8543/134
Instrument	2019034033

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 2, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	111 BETSY CT, SMITHVILLE, MO 64089-8366
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046276
Date	Dec 1, 2020
Book Page	8883/129
Instrument	2020046276

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	BROWNS VALLEY, MN 56219

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Nov 15, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Sep 8, 2022
Property Address	111 BETSY CT, SMITHVILLE, MO 64089-8366
Document Number	0000029722
Book / Page	9443 / 141
Instrument Date	Sep 7, 2022
Instrument	2022029722
Transaction Type	Transfer
Record Updated	Sep 14, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 BETSY CT, SMITHVILLE, MO 64089-8366

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Jul 20, 2020
Property Address	111 BETSY CT, SMITHVILLE, MO 64089-8366
Document Number	0000024713
Book / Page	008739 / 000141
Instrument Date	Jul 17, 2020
Instrument	24713
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	111 BETSY CT SMITHVILLE MO 640898366, SMITHVILLE, MO 64089-8366

Mortgage

Document Number	25184
Date	Jul 20, 2020
Book Page	008742/000146
Instrument	25184

Lender

Name	FIRST FED'L BK/KANSAS CITY
Address	KANSAS CITY, MO 64120

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 111 Betsy Ct was $3,876.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Smithville City
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,876.00	$54,470	$286,684
2023	$3,387.00	$49,060	$258,210
2019	$2,515.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 Betsy Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Betsy Ct is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHVILLE PWS serves 10,885 people · EPA ID MO1010748
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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