Humphreys County property record for 112 Bern St, Waverly, TN 37185
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,537 sqft · built 1973 |
| Lot Size | 0.506 acres (22,046 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $90,000 (Dec 2006) |
| Tax Bill | $1,496 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 043053O D 03100 |
| Primary APN | 043053O D 03100 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,537 sqft Living Area |
| 1st Floor Area | 1,537 sqft |
| Basement Area | 884 sqft |
| Finished Basement | 653 sqft |
| Unfinished Basement | 231 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 22,046 sqft |
| Terrain | Rolling |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Porch | Open Porch |
| Porch Area | 258 sqft |
| Patio Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 112 BERN ST |
|---|---|
| City | WAVERLY |
| State | TN |
| Zip | 37185-1202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 02, COUNTY AREA: W03 |
| Legal Subdivision | EZE ACRES SECTION 1 |
| Legal Lot Number | 6 106 |
| Jurisdiction | HUMPHREYS TN |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 130300 |
Source: Humphreys County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1000 TECHNOLOGY DR, O FALLON, MO 63368-2239 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2006 · Amount on Record |
| Deed Sale | Dec 11, 2006 · Amount on Record |
| Deed Document Number | 0001902772 |
| Deed Book / Page | 190 / 2772 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Property Address | 112 BERN ST, WAVERLY, TN 37185-1202 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 112 BERN ST, WAVERLY, TN 37185-1202 |
| Document Number | 0000003957 |
|---|---|
| Date | Dec 1, 2025 |
| Book Page | 10/2181 |
| Instrument | 25003957 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 585 SOUTH BLVD E, PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
Source: Humphreys County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Humphreys County |
| Municipality | Waverly City |
| Unified School District | Humphreys County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,496.00 (-0.33%) | $49,275 (-) Land $5,625 Building $43,650 | |
| 2024 | $1,501.00 | $49,275 (-) Land $5,625 Building $43,650 | |
| 2023 | $1,501.00 (+83.95%) | $49,275 (+93.61%) Land $5,625 Building $43,650 | $197,100 (+93.61%) Land $22,500 Building $174,600 |
| 2022 | $816.00 | $25,450 Land $2,300 Building $23,150 | $101,800 Land $9,200 Building $92,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2010–2021) |
| Most Recent Claim | Aug 2021 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Meriwether Lewis Connect Fiber | 1,000 / 1,000 |
| GigFire Fiber · Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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