Humphreys County property record for 107 Bern St, Waverly, TN 37185
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,482 sqft · built 1980 |
| Lot Size | 0.4 acres (17,429 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $124,151 (Oct 2019) |
| Tax Bill | $1,441 (2025) |
| Deeds & Mortgages | Oct 2019 Sale & Mortgage Sep 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043053J C 00400 |
| Primary APN | 043053J C 00400 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,482 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Basement Area | 988 sqft |
| Finished Basement | 494 sqft |
| Unfinished Basement | 494 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,429 sqft |
| Terrain | Rolling |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 24 sqft |
| Patio Area | 24 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 107 BERN ST |
|---|---|
| City | WAVERLY |
| State | TN |
| Zip | 37185-1201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 02, COUNTY AREA: W03 |
| Legal Subdivision | EZE ACRES SECTION 1 |
| Legal Lot Number | 37 |
| Jurisdiction | HUMPHREYS TN |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 130300 |
Source: Humphreys County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 107 BERN ST, WAVERLY, TN 37185-1201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Sep 14, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK |
| May 14, 2018 | Warranty Deed, Transfer FIRST FEDERAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2019 · Amount on Record |
| Deed Sale | Oct 8, 2019 · Amount on Record |
| Prior Sale | Sep 14, 2018 · Amount on Record |
| Deed Document Number | 19002705 |
| Deed Book / Page | 208 / 0830 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Recording Date | Oct 8, 2019 |
| Property Address | 107 BERN ST, WAVERLY, TN 37185-1201 |
| Document Number | 0000002705 |
| Book / Page | 208 / 0830 |
| Map Reference | CAB A SL 46 |
| Instrument Date | Oct 7, 2019 |
| Instrument | 19002705 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $459.36 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 BERN ST, WAVERLY, TN 37185-1201 |
| Document Number | 0000002706 |
|---|---|
| Date | Oct 8, 2019 |
| Instrument | 19002706 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Recording Date | Sep 14, 2018 |
| Property Address | 107 BERN ST, WAVERLY, TN 37185-1201 |
| Document Number | 0000002646 |
| Book / Page | 206 / 2040 |
| Map Reference | CAB A SL 46 |
| Instrument Date | Sep 13, 2018 |
| Instrument | 18002646 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $296.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 BERN ST, WAVERLY, TN 37185-1201 |
| Document Number | 0000002647 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 18002647 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Recording Date | May 14, 2018 |
| Property Address | 107 BERN ST, WAVERLY, TN 37185-1201 |
| Document Number | 0000001390 |
| Book / Page | 206 / 0546 |
| Map Reference | CABA SL46 |
| Instrument Date | May 7, 2018 |
| Instrument | 18001390 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Title Company | LIMESTONE TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $259.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 107 BERN ST, WAVERLY, TN 37185-1201 |
| Document Number | 0000001391 |
|---|---|
| Date | May 14, 2018 |
| Instrument | 18001391 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | May 7, 2023 |
Source: Humphreys County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Humphreys County |
| Municipality | Waverly City |
| Unified School District | Humphreys County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,441.00 (-0.35%) | $47,475 (-) Land $5,550 Building $41,925 | |
| 2024 | $1,446.00 | $47,475 (-) Land $5,550 Building $41,925 | |
| 2023 | $1,446.00 (+72.14%) | $47,475 (+81.38%) Land $5,550 Building $41,925 | $189,900 (+81.38%) Land $22,200 Building $167,700 |
| 2022 | $840.00 | $26,175 Land $2,300 Building $23,875 | $104,700 Land $9,200 Building $95,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2010–2021) |
| Most Recent Claim | Aug 2021 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Meriwether Lewis Connect Fiber | 1,000 / 1,000 |
| GigFire Fiber · Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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