Kenton County property record for 108 Ash St, Ludlow, KY 41016
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,364 sqft · built 1900 |
| Lot Size | 0.054 acres (2,340 sqft) |
| Owner | Company Name on File |
| Last Sale | $360,000 (Nov 2019) |
| Tax Bill | $2,024 (2025) |
| Deeds & Mortgages | Nov 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 026-33-18-016.00 |
| Primary APN | 026-33-18-016.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,364 sqft Finished Area |
| Gross Area | 1,826 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Material | Tar & Gravel |
| Lot Area | 2,340 sqft (0.054 acres) |
| Lot Dimensions | 90 ft deep x 26 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 108 ASH ST |
|---|---|
| City | LUDLOW |
| State | KY |
| Zip | 41016-1562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LUDLOW ORIG PLAT W 26' OF S 1/2 LOT 38 26'X 90' NS ASH 74' W LOCUST |
| Legal Subdivision | LUDLOW ORIGINAL PLAT |
| Legal Lot Number | 38 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 66900 |
108 Ash St is owned by a company that bought it in November 2019.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 713 SCOTT ST, COVINGTON, KY 41011-2417 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2019 · Amount on File |
| Deed Sale | Nov 15, 2019 · Amount on File |
| Prior Sale | Aug 11, 2003 · Amount on File |
| Deed Document Number | 201911 15 059 00112 |
| Deed Book / Page | 6802 / 231 |
| Prior Transfer Date | Jun 22, 2003 |
| Prior Transfer Doc | 0811059005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 15, 2019 |
| Property Address | 108 ASH ST, LUDLOW, KY 41016-1562 |
| Document Number | 0000000112 |
| Book / Page | 0C6802 / 000231 |
| Instrument Date | Oct 21, 2019 |
| Instrument | 112 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2019 |
| Title Company | ABSOLUTE TITLE, ABSOLUTE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $360.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 121 E 4TH ST COVINGTON KY 410111752, COVINGTON, KY 41011-1752 |
The 2025 property tax bill for 108 Ash St was $2,024.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Ludlow City |
| Unified School District | Ludlow Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $155,000 (-) Land $15,000 Building $140,000 | $155,000 (-) Land $15,000 Building $140,000 | |
| 2025 | $2,024.00 | $155,000 Land $10,000 Building $145,000 | $155,000 Land $10,000 Building $145,000 |
| 2023 | $1,994.00 | $155,000 Land $10,000 Building $145,000 | $155,000 Land $10,000 Building $145,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 108 Ash St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 7 (1978–2014) |
| Most Recent Claim | Jun 2014 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Ash St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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