112 Arbutus Dr, Joppa, MD 21085 Property Records

Harford County property record for 112 Arbutus Dr, Joppa, MD 21085 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,052 sqft · built 1969
Lot Size	0.93 acres (40,500 sqft)
Owner	2 Individual Names on File
Last Sale	$406,000 (Mar 2023)
Tax Bill	$2,505 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jan 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-085530`

Property Details

APN / Parcel Number

Primary APN	`01-085530`
Alternative APNs	`1085530` `085530`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,052 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	40,500 sqft (0.93 acres)
Lot Dimensions	300 ft deep x 150 ft wide

Exterior Amenities

Porch	Slab
Porch Area	184 sqft
Patio Area	440 sqft
Shed	1 Shed
Shed Area	540 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	085530
Street Address	112 ARBUTUS DR
City	JOPPA
State	MD
Zip	21085-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 120/150X300 112 ARBUTUS DRIVE OAKLYN MANOR S C PT 7/66
Legal Subdivision	OAKLYN MANOR
Legal Lot Number	13,112
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2012
Census Tract	301301

Owner

Source: Harford County records · APN 01-085530

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	112 ARBUTUS DR, JOPPA, MD 21085-3006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Deed, Transfer · Conventional Mortgage CAZLE MORTGAGE INC
Jan 04, 2023	Special Warranty Deed, Transfer SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC
Aug 10, 2022	Trustee's Deed, Foreclosure
Mar 30, 2017	Intrafamily Transfer, Transfer · Reverse Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 21, 2023 · Amount on Record
Deed Sale	Mar 21, 2023 · Amount on Record
Prior Sale	Jan 04, 2023 · Amount on Record
Deed Book / Page	15852 / 277
Prior Transfer Date	Jan 27, 2017
Prior Transfer Doc	0122810134
Record Updated	Sep 20, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 21, 2023
Property Address	112 ARBUTUS DR, JOPPA, MD 21085-3006
Document Number	0158520277
Book / Page	15852 / 277
Map Reference	LB 7 FO 66
Instrument Date	Mar 14, 2023
Transaction Type	Transfer
Record Updated	Mar 28, 2023
Title Company	RE TITLE SERVICES LLC, RAVEN TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 ARBUTUS DR, JOPPA, MD 21085-3006

Mortgage

Document Number	0158520283
Date	Mar 21, 2023
Instrument	15852-0283

Lender

Name	CAZLE MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

January 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HARFORD MD
Recording Date	Jan 04, 2023
Property Address	112 ARBUTUS DR, JOPPA, MD 21085-3006
Document Number	0157880430
Book / Page	15788 / 430
Map Reference	LB GRG7 FO 66
Instrument Date	Dec 22, 2022
Transaction Type	Transfer
Record Updated	Jan 11, 2023
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transaction

Amount	Amount Recorded
Tax	$1,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14405 WALTERS RD STE 200, 200, HOUSTON, TX 77014-1345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2752 SINGER WOODS DR, ABINGDON, MD 21009-2722

August 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HARFORD MD
Recording Date	Aug 10, 2022
Property Address	112 ARBUTUS DR, JOPPA, MD 21085-3006
Document Number	0156270259
Book / Page	15627 / 259
Map Reference	LB GEG 7 FO 66
Instrument Date	Jul 12, 2022
Transaction Type	Foreclosure
Record Updated	Aug 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Mar 30, 2017
Property Address	112 ARBUTUS DR, JOPPA, MD 21085-3006
Document Number	0122810134
Book / Page	12281 / 0134
Map Reference	LB GRG7 FO66
Instrument Date	Jan 27, 2017
Instrument	12281-0134
Transaction Type	Transfer
Record Updated	Aug 03, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 ARBUTUS DR, JOPPA, MD 21085-3006

Mortgage

Document Number	122810138
Date	Mar 30, 2017
Instrument	12281-0138

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.6%
Type Change Date	Feb 01, 2018
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$337,900 (+19.02%)	$391,900 (-) Land $90,000 Building $301,900
2025	$2,505.00 (+1.83%)	$283,900 (+24.61%)	$391,900 (+70.47%) Land $90,000 Building $301,900
2023		$227,833	$229,900 Land $90,000 Building $139,900
2022	$2,460.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253013012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1978–2022)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Aug 2022, rainfall accumulation
Claims By Storm	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 129 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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