107 Arbutus Dr, Joppa, MD 21085 Property Records

Harford County property record for 107 Arbutus Dr, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,100 sqft · built 2002
Lot Size	0.749 acres (32,640 sqft)
Owner	Individual Name on File
Last Sale	$309,900 (Aug 2017)
Tax Bill	$3,492 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-038974`

Property Details

APN / Parcel Number

Primary APN	`01-038974`
Alternative APNs	`1038974` `038974`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,100 sqft Total Area
Basement Area	700 sqft
Finished Basement	700 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	32,640 sqft (0.749 acres)
Lot Dimensions	256 ft deep x 140 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	108 sqft
Deck Area	371 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	038974
Street Address	107 ARBUTUS DR
City	JOPPA
State	MD
Zip	21085-3033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 55 115/140X256 107 ARBUTUS DRIVE OAKLYN MANOR PT 7/66
Legal Subdivision	OAKLYN MANOR
Legal Lot Number	55,107
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2022
Census Tract	301301

Owner

Source: Harford County records · APN 01-038974

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	107 ARBUTUS DR, JOPPA, MD 21085-3033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 09, 2017	Deed, Transfer · VA Mortgage ALLIED MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 09, 2017 · Amount on Record
Deed Sale	Aug 09, 2017 · Amount on Record
Prior Sale	Dec 13, 2016 · Amount on Record
Deed Document Number	201712464-0039
Deed Book / Page	12464 / 39
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	107 ARBUTUS DR, JOPPA, MD 21085-3033
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146620073
Date	Apr 14, 2021
Book Page	14662/73

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Oct 01, 2047

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Aug 09, 2017
Property Address	107 ARBUTUS DR, JOPPA, MD 21085-3033
Document Number	0124640039
Book / Page	12464 / 0039
Map Reference	MB GRG7 FO66
Instrument Date	Aug 08, 2017
Instrument	12464-0039
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	EAGLE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 ARBULUS DR, JOPPA, MD 21085-3033

Mortgage

Document Number	0124640045
Date	Aug 09, 2017
Instrument	12464-0045

Lender

Name	ALLIED MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,833 (+15.96%)	$383,800 (+21.88%) Land $89,200 Building $294,600
2025	$3,492.00 (+2.4%)
2023		$311,167	$314,900 Land $89,200 Building $225,700
2022	$3,410.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1978–2022)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Aug 2022 · rainfall accumulation
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Based on FCC filings for 129 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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